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Single Family ResidenceResidential
$348,240$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $269,900 on Feb 19, 2021

440 ROSS RD

FORT WALTON BEACH, FL 32547
4
Beds
2
Baths
1,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$348K
$327K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,900 · Feb 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,997 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,763 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,766
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,905

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Choctawhatchee High SchoolC
High · Grades 9–12 · 0.8 mi
M
W.C. Pryor Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
E
Wright Elementary SchoolD
Elementary · Grades PK–5 · 1.1 mi

District: Okaloosa County School District

Neighborhood · ZIP 32547These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.319 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,186
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Fort Walton Beach 32547
  • Costs more per square foot than 85% of homes in Fort Walton Beach 32547
  • Has a smaller lot than 71% of homes in Okaloosa County
  • Older than 89% of homes in Okaloosa County

What homes are worth in Fort Walton Beach 32547

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$877K

This home is worth more than 67% of homes in Fort Walton Beach 32547.

How it measures up in Fort Walton Beach 32547

The dot is this home. The mark in the middle is the typical home in Fort Walton Beach 32547.

Estimated value$348,240
CheaperTypical $302,864Pricier

Pricier than 67% of homes nearby

Price per ft²$239
CheaperTypical $194Pricier

Pricier than 85% of homes nearby

Living area1,460 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.22 ac
SmallerTypical 0.21 acBigger

Bigger than 51% of homes nearby

Year built1964
OlderTypical 1985Newer

Newer than 14% of homes nearby

How 440 Ross Rd ranks against every home in each area.
MeasureThis homeFort Walton Beach 32547Okaloosa County
Estimated valuepricier than$348,24067% of homes52% of homes
Price per ft²pricier than$23985% of homes67% of homes
Living areabigger than1,460 ft²44% of homes39% of homes
Lot sizebigger than0.22 ac51% of homes29% of homes
Year builtnewer than196414% of homes11% of homes

About 440 Ross Rd

How much is 440 Ross Rd, Fort Walton Beach, FL worth?

The TopHap Estimate for 440 Ross Rd, Fort Walton Beach, FL is $348,240 as of Sep 24, 2026. The likely range is $326,919 to $369,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Ross Rd, Fort Walton Beach, FL last sell?

440 Ross Rd, Fort Walton Beach, FL last sold on Feb 19, 2021 for $269,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 440 Ross Rd, Fort Walton Beach, FL?

440 Ross Rd, Fort Walton Beach, FL has 4 bedrooms, 2 bathrooms, 1,460 square feet of living space and a 0.21-acre lot.

When was 440 Ross Rd, Fort Walton Beach, FL built?

440 Ross Rd, Fort Walton Beach, FL was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 440 Ross Rd, Fort Walton Beach, FL?

440 Ross Rd, Fort Walton Beach, FL is assigned to Choctawhatchee High School (high), rated C; W.C. Pryor Middle School (middle), rated C; Wright Elementary School (elementary), rated D. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Ross Rd, Fort Walton Beach, FL compare to other homes in Fort Walton Beach 32547?

Among the 11,748 homes in Fort Walton Beach 32547, it is worth more than 67% of them ($348,240 against a typical $302,864), its price per square foot is higher than 85% of them ($239 against a typical $194), it is bigger than 44% of them (1,460 ft² against a typical 1,544 ft²), its lot is bigger than 51% of them (0.22 ac against a typical 0.21 ac) and it is newer than 14% of them (1964 against a typical 1985). Measured against all of Okaloosa County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Ross Rd, Fort Walton Beach, FL?

The 2025 property tax bill for 440 Ross Rd, Fort Walton Beach, FL was $2,997. The county assessed it at $283,763.

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