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Single Family ResidenceResidential
$287,488$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jun 26, 2015

440 SUMMIT RIDGE RD

FRANKLIN, NC 28734
3
Beds
2.5
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$287K
$233K low$342K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jun 26, 2015

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$237,450 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$237,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 336 ft²Porch · 336 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Iotla Valley Elementary SchoolA-
Elementary · Grades PK–4 · 6.5 mi
H
Franklin High SchoolC
High · Grades 9–12 · 7.0 mi
M
Macon Middle SchoolB-
Middle · Grades 7–8 · 7.1 mi

District: Macon County Schools

Neighborhood · ZIP 28734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,080
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,402
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Summit Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Macon County
  • Costs less per square foot than 69% of homes in Macon County
  • Has a smaller lot than 92% of homes in Franklin 28734
  • Older than 66% of homes in Macon County

What homes are worth in Franklin 28734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$883K

This home is worth more than 45% of homes in Franklin 28734.

How it measures up in Franklin 28734

The dot is this home. The mark in the middle is the typical home in Franklin 28734.

Estimated value$287,488
CheaperTypical $303,345Pricier

Pricier than 45% of homes nearby

Price per ft²$214
CheaperTypical $230Pricier

Pricier than 42% of homes nearby

Living area1,344 ft²
SmallerTypical 1,304 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.31 ac
SmallerTypical 1.11 acBigger

Bigger than 8% of homes nearby

Year built1976
OlderTypical 1984Newer

Newer than 35% of homes nearby

How 440 Summit Ridge Rd ranks against every home in each area.
MeasureThis homeFranklin 28734Macon County
Estimated valuepricier than$287,48845% of homes35% of homes
Price per ft²pricier than$21442% of homes31% of homes
Living areabigger than1,344 ft²53% of homes49% of homes
Lot sizebigger than0.31 ac8% of homes10% of homes
Year builtnewer than197635% of homes34% of homes

About 440 Summit Ridge Rd

How much is 440 Summit Ridge Rd, Franklin, NC worth?

The TopHap Estimate for 440 Summit Ridge Rd, Franklin, NC is $287,488 as of Jul 14, 2026. The likely range is $232,909 to $342,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Summit Ridge Rd, Franklin, NC last sell?

440 Summit Ridge Rd, Franklin, NC last sold on Jun 26, 2015 for $140,000, according to the county's recorded deed.

How big is 440 Summit Ridge Rd, Franklin, NC?

440 Summit Ridge Rd, Franklin, NC has 3 bedrooms, 2.5 bathrooms, 1,344 square feet of living space and a 0.31-acre lot.

When was 440 Summit Ridge Rd, Franklin, NC built?

440 Summit Ridge Rd, Franklin, NC was built in 1976, making it 50 years old. It is a conventional home. The building has 1 story.

What schools serve 440 Summit Ridge Rd, Franklin, NC?

440 Summit Ridge Rd, Franklin, NC is assigned to Iotla Valley Elementary School (elementary), rated A-; Franklin High School (high), rated C; Macon Middle School (middle), rated B-. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Summit Ridge Rd, Franklin, NC compare to other homes in Franklin 28734?

Among the 15,850 homes in Franklin 28734, it is worth more than 45% of them ($287,488 against a typical $303,345), its price per square foot is higher than 42% of them ($214 against a typical $230), it is bigger than 53% of them (1,344 ft² against a typical 1,304 ft²), its lot is bigger than 8% of them (0.31 ac against a typical 1.11 ac) and it is newer than 35% of them (1976 against a typical 1984). Measured against all of Macon County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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