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Single Family ResidenceResidential
$1,645,244$1,784 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $810,000 on Sep 2, 2005

440 UNIVERSITY AVE

LOS GATOS, CA 95032
2
Beds
2
Baths
922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.5M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$810,000 · Sep 2, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,139 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,141,864 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$677,434
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$464,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,119,475

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySANTA CLARA
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Los Gatos High SchoolA
High · Grades 9–12 · 0.5 mi
M
Raymond J. Fisher Middle SchoolA+
Middle · Grades 6–8 · 0.7 mi
E
Daves Avenue Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi

District: Los Gatos Union Elementary School District

Neighborhood · ZIP 95032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.503

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.28,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,697 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$184,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$262,673
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 University Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Los Gatos 95032
  • Costs more per square foot than 96% of homes in Los Gatos 95032
  • Smaller than 98% of homes in Los Gatos 95032
  • Has a smaller lot than 72% of homes in Los Gatos 95032

What homes are worth in Los Gatos 95032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$566K$5.8M

This home is worth more than 21% of homes in Los Gatos 95032.

How it measures up in Los Gatos 95032

The dot is this home. The mark in the middle is the typical home in Los Gatos 95032.

Estimated value$1,645,244
CheaperTypical $2,550,728Pricier

Pricier than 21% of homes nearby

Price per ft²$1784
CheaperTypical $1222Pricier

Pricier than 96% of homes nearby

Living area922 ft²
SmallerTypical 2,053 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.13 ac
SmallerTypical 0.19 acBigger

Bigger than 28% of homes nearby

Year built1964
OlderTypical 1967Newer

Newer than 44% of homes nearby

How 440 University Ave ranks against every home in each area.
MeasureThis homeLos Gatos 95032Santa Clara County
Estimated valuepricier than$1,645,24421% of homes56% of homes
Price per ft²pricier than$178496% of homes94% of homes
Living areabigger than922 ft²2% of homes5% of homes
Lot sizebigger than0.13 ac28% of homes34% of homes
Year builtnewer than196444% of homes40% of homes

About 440 University Ave

How much is 440 University Ave, Los Gatos, CA worth?

The TopHap Estimate for 440 University Ave, Los Gatos, CA is $1,645,244 as of Sep 24, 2026. The likely range is $1,459,142 to $1,831,346. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 University Ave, Los Gatos, CA last sell?

440 University Ave, Los Gatos, CA last sold on Sep 2, 2005 for $810,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 440 University Ave, Los Gatos, CA?

440 University Ave, Los Gatos, CA has 2 bedrooms, 2 bathrooms, 922 square feet of living space and a 0.13-acre lot.

When was 440 University Ave, Los Gatos, CA built?

440 University Ave, Los Gatos, CA was built in 1964, making it 62 years old. It is a custom design home. The building has 1 story.

What schools serve 440 University Ave, Los Gatos, CA?

440 University Ave, Los Gatos, CA is assigned to Los Gatos High School (high), rated A; Raymond J. Fisher Middle School (middle), rated A+; Daves Avenue Elementary School (elementary), rated A+. All sit in Los Gatos Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 University Ave, Los Gatos, CA compare to other homes in Los Gatos 95032?

Among the 8,455 homes in Los Gatos 95032, it is worth more than 21% of them ($1,645,244 against a typical $2,550,728), its price per square foot is higher than 96% of them ($1784 against a typical $1222), it is bigger than 2% of them (922 ft² against a typical 2,053 ft²), its lot is bigger than 28% of them (0.13 ac against a typical 0.19 ac) and it is newer than 44% of them (1964 against a typical 1967). Measured against all of Santa Clara County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 University Ave, Los Gatos, CA?

The 2025 property tax bill for 440 University Ave, Los Gatos, CA was $14,139. The county assessed it at $1,141,864.

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