Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$69,621
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

440 WARDS CIR

TOCCOA, GA 30577
0
Baths
3.83 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$70K
$43K low$96K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$528 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,221 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,741
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,221
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,052

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.3.83
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary School
Elementary · Grades 1–2 · 3.2 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 4.3 mi
H
Stephens County High SchoolC
High · Grades 9–12 · 4.7 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Wards Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Toccoa 30577
  • Has a bigger lot than 81% of homes in Stephens County

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$702K

This home is worth more than 9% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$69,621
CheaperTypical $214,016Pricier

Pricier than 9% of homes nearby

Lot size3.83 ac
SmallerTypical 0.98 acBigger

Bigger than 80% of homes nearby

How 440 Wards Cir ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$69,6219% of homes11% of homes
Lot sizebigger than3.83 ac80% of homes81% of homes

About 440 Wards Cir

How much is 440 Wards Cir, Toccoa, GA worth?

The TopHap Estimate for 440 Wards Cir, Toccoa, GA is $69,621 as of Oct 21, 2026. The likely range is $43,402 to $95,840. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Wards Cir, Toccoa, GA last sell?

440 Wards Cir, Toccoa, GA last sold on Aug 18, 2004, according to the county's recorded deed.

What schools serve 440 Wards Cir, Toccoa, GA?

440 Wards Cir, Toccoa, GA is assigned to Liberty Elementary School (elementary); Stephens County Middle School (middle), rated C+; Stephens County High School (high), rated C. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Wards Cir, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 9% of them ($69,621 against a typical $214,016) and its lot is bigger than 80% of them (3.83 ac against a typical 0.98 ac). Measured against all of Stephens County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Wards Cir, Toccoa, GA?

The 2025 property tax bill for 440 Wards Cir, Toccoa, GA was $528. The county assessed it at $19,221.

More homes on Wards Cir

Closest homes

More homes in Toccoa 30577

Assigned schools

Explore the area

See this home in context

Open 440 Wards Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map