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CondominiumResidential
$643,144$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $680,000 on Apr 10, 2025

440 WATER ST

CELEBRATION, FL 34747
3
Beds
3 / 1
Baths
1,897 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,089 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$643K
$577K low$709K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$680,000 · Apr 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,321 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$402,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyOsceola
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Celebration K-8 SchoolA+
Elementary · Grades KG–8 · 0.2 mi
H
Celebration High SchoolC
High · Grades 9–12 · 2.2 mi

District: Osceola County School District

Neighborhood · ZIP 34747These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.194
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.847 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,992
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,759
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Osceola County
  • Costs more per square foot than 98% of homes in Osceola County
  • Has a smaller lot than 91% of homes in Osceola County
  • Older than 82% of homes in Kissimmee 34747

What homes are worth in Kissimmee 34747

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.6M

This home is worth more than 81% of homes in Kissimmee 34747.

How it measures up in Kissimmee 34747

The dot is this home. The mark in the middle is the typical home in Kissimmee 34747.

Estimated value$643,144
CheaperTypical $400,759Pricier

Pricier than 81% of homes nearby

Price per ft²$339
CheaperTypical $218Pricier

Pricier than 89% of homes nearby

Living area1,897 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 54% of homes nearby

Lot size1,089 ft²
SmallerTypical 3,311 ft²Bigger

Bigger than 29% of homes nearby

Year built1998
OlderTypical 2005Newer

Newer than 18% of homes nearby

How 440 Water St ranks against every home in each area.
MeasureThis homeKissimmee 34747Osceola County
Estimated valuepricier than$643,14481% of homes94% of homes
Price per ft²pricier than$33989% of homes98% of homes
Living areabigger than1,897 ft²54% of homes58% of homes
Lot sizebigger than1,089 ft²29% of homes9% of homes
Year builtnewer than199818% of homes33% of homes

About 440 Water St

How much is 440 Water St, Celebration, FL worth?

The TopHap Estimate for 440 Water St, Celebration, FL is $643,144 as of Aug 30, 2026. The likely range is $576,932 to $709,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Water St, Celebration, FL last sell?

440 Water St, Celebration, FL last sold on Apr 10, 2025 for $680,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 440 Water St, Celebration, FL?

440 Water St, Celebration, FL has 3 bedrooms, 3 bathrooms, 1,897 square feet of living space and a 0.03-acre lot.

When was 440 Water St, Celebration, FL built?

440 Water St, Celebration, FL was built in 1998, making it 28 years old. The building has 3 stories.

What schools serve 440 Water St, Celebration, FL?

440 Water St, Celebration, FL is assigned to Celebration K-8 School (elementary), rated A+; Celebration High School (high), rated C. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Water St, Celebration, FL compare to other homes in Kissimmee 34747?

Among the 21,345 homes in Kissimmee 34747, it is worth more than 81% of them ($643,144 against a typical $400,759), its price per square foot is higher than 89% of them ($339 against a typical $218), it is bigger than 54% of them (1,897 ft² against a typical 1,808 ft²), its lot is bigger than 29% of them (1,089 ft² against a typical 3,311 ft²) and it is newer than 18% of them (1998 against a typical 2005). Measured against all of Osceola County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Water St, Celebration, FL?

The 2025 property tax bill for 440 Water St, Celebration, FL was $6,321. The county assessed it at $402,000.

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