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Single Family ResidenceResidential
$740,923$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

440 WHITE ST

HIAWASSEE, GA 30546
4
Baths
3,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.86 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$741K
$521K low$961K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,672 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,941 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,427
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,514
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,976
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$532,353

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTowns
Lot (acres)The size of the land the home sits on, from county records.2.86
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 134 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Towns County Elementary SchoolB
Elementary · Grades PK–5 · 2.0 mi
H
Towns County High SchoolB+
High · Grades 9–12 · 2.0 mi
M
Towns County Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi

District: Towns County School District

Neighborhood · ZIP 30546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,125
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Towns County
  • Bigger than 86% of homes in Towns County
  • Has a bigger lot than 86% of homes in Hiawassee 30546
  • Newer than 91% of homes in Hiawassee 30546

What homes are worth in Hiawassee 30546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$1.4M

This home is worth more than 86% of homes in Hiawassee 30546.

How it measures up in Hiawassee 30546

The dot is this home. The mark in the middle is the typical home in Hiawassee 30546.

Estimated value$740,923
CheaperTypical $384,000Pricier

Pricier than 86% of homes nearby

Price per ft²$232
CheaperTypical $220Pricier

Pricier than 59% of homes nearby

Living area3,188 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 85% of homes nearby

Lot size2.86 ac
SmallerTypical 0.94 acBigger

Bigger than 86% of homes nearby

Year built2015
OlderTypical 1996Newer

Newer than 91% of homes nearby

How 440 White St ranks against every home in each area.
MeasureThis homeHiawassee 30546Towns County
Estimated valuepricier than$740,92386% of homes88% of homes
Price per ft²pricier than$23259% of homes63% of homes
Living areabigger than3,188 ft²85% of homes86% of homes
Lot sizebigger than2.86 ac86% of homes84% of homes
Year builtnewer than201591% of homes90% of homes

About 440 White St

How much is 440 White St, Hiawassee, GA worth?

The TopHap Estimate for 440 White St, Hiawassee, GA is $740,923 as of Oct 21, 2026. The likely range is $521,022 to $960,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 White St, Hiawassee, GA last sell?

440 White St, Hiawassee, GA last sold on Dec 5, 2014, according to the county's recorded deed.

How big is 440 White St, Hiawassee, GA?

440 White St, Hiawassee, GA has 4 bathrooms, 3,188 square feet of living space and a 2.86-acre lot.

When was 440 White St, Hiawassee, GA built?

440 White St, Hiawassee, GA was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 440 White St, Hiawassee, GA?

440 White St, Hiawassee, GA is assigned to Towns County Elementary School (elementary), rated B; Towns County High School (high), rated B+; Towns County Middle School (middle), rated A-. All sit in Towns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 White St, Hiawassee, GA compare to other homes in Hiawassee 30546?

Among the 6,223 homes in Hiawassee 30546, it is worth more than 86% of them ($740,923 against a typical $384,000), its price per square foot is higher than 59% of them ($232 against a typical $220), it is bigger than 85% of them (3,188 ft² against a typical 1,792 ft²), its lot is bigger than 86% of them (2.86 ac against a typical 0.94 ac) and it is newer than 91% of them (2015 against a typical 1996). Measured against all of Towns County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 White St, Hiawassee, GA?

The 2024 property tax bill for 440 White St, Hiawassee, GA was $2,672. The county assessed it at $212,941.

More homes on White St

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