Community: Shopping Center, Mini-MallCommercial
4401 13TH ST
SAINT CLOUD, FL 34769
0
Baths
58,081 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$228,765 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,267,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,297,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,969,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,833,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,267,300
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Community: Shopping Center, Mini-Mall
CountyOsceola
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.9.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 1,911 ft²
Transaction History(3)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Neptune Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
Neptune Middle SchoolB+
Middle · Grades 6–8 · 1.2 mi
Saint Cloud High SchoolC-
High · Grades 9–12 · 2.4 mi
District: Osceola County School District
Neighborhood · ZIP 34769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,746
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,979
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%
Owner Tools
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How this home compares
4401 13th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Among the largest homes in Saint Cloud 34769
- Among the largest lots in Saint Cloud 34769
- Newer than 70% of homes in Saint Cloud 34769
How it measures up in Saint Cloud 34769
The dot is this home. The mark in the middle is the typical home in Saint Cloud 34769.
Living area58,081 ft²
SmallerTypical 1,447 ft²Bigger
Bigger than almost all homes nearby
Lot size9.89 ac
SmallerTypical 0.17 acBigger
Bigger than almost all homes nearby
Year built2003
OlderTypical 1988Newer
Newer than 70% of homes nearby
| Measure | This home | Saint Cloud 34769 | Osceola County |
|---|---|---|---|
| Living areabigger than | 58,081 ft² | almost all homes | almost all homes |
| Lot sizebigger than | 9.89 ac | almost all homes | almost all homes |
| Year builtnewer than | 2003 | 70% of homes | 46% of homes |
About 4401 13th St
How big is 4401 13th St, Saint Cloud, FL?
4401 13th St, Saint Cloud, FL has 58,081 square feet of living space and a 9.88-acre lot.
When was 4401 13th St, Saint Cloud, FL built?
4401 13th St, Saint Cloud, FL was built in 2003, making it 23 years old. The building has 1 story.
What schools serve 4401 13th St, Saint Cloud, FL?
4401 13th St, Saint Cloud, FL is assigned to Neptune Elementary School (elementary), rated C-; Neptune Middle School (middle), rated B+; Saint Cloud High School (high), rated C-. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 4401 13th St, Saint Cloud, FL compare to other homes in Saint Cloud 34769?
Among the 9,489 homes in Saint Cloud 34769, it is bigger than almost all of them (58,081 ft² against a typical 1,447 ft²), its lot is bigger than almost all of them (9.89 ac against a typical 0.17 ac) and it is newer than 70% of them (2003 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 4401 13th St, Saint Cloud, FL?
The 2025 property tax bill for 4401 13th St, Saint Cloud, FL was $228,765. The county assessed it at $15,267,300.
More homes on 13th St
Closest homes
- 501 Pacito Way$329K0.2 mi · 3 bd · 3 ba · 2,122 ft² · Sold $235K · Oct 2020
- 511 Pacito Way$304K0.2 mi · 3 bd · 3 ba · 1,696 ft² · Sold $300K · May 2022
- 521 Pacito Way$309K0.2 mi · 3 bd · 2.5 ba · 1,696 ft² · Sold $327K · Aug 2025
- 531 Pacito Way$331K0.2 mi · 3 bd · 2.5 ba · 1,832 ft² · Sold $185K · Feb 2018
- 541 Pacito Way$416K0.2 mi · 3 bd · 3 ba · 1,832 ft² · Sold $185K · Feb 2018
- 551 Pacito Way$327K0.2 mi · 3 bd · 3 ba · 1,696 ft² · Sold $195K · Feb 2018
- 561 Pacito Way$320K0.2 mi · 3 bd · 3 ba · 1,696 ft² · Sold $195K · Feb 2018
- 571 Pacito Way$338K0.2 mi · 3 bd · 2.5 ba · 2,122 ft² · Sold $198K · Feb 2018
More homes in Saint Cloud 34769
- 1412 Cypress Ave$369K3 bd · 3 ba · 2,056 ft² · Sold $369K · Sep 2026
- 1801 Missouri Ave$356K3 bd · 2.5 ba · 1,605 ft² · Sold $356K · Sep 2026
- 4122 Orange Tree Ct$249K3 bd · 2.5 ba · 1,588 ft² · Sold $161K · Sep 2026
- 230 Michigan Ave$287K2 bd · 1.5 ba · 1,078 ft² · Sold $320K · Sep 2026
- 4730 Capital Blvd$315K3 bd · 2.5 ba · 1,832 ft² · Sold $315K · Sep 2026
- 332 Illinois Ave$299K2 bd · 1 ba · 1,120 ft² · Sold $293K · Sep 2026
- 800 Virginia Ave$300K3 bd · 2 ba · 1,244 ft² · Sold $275K · Sep 2026
- 1801 Eastern Ave$525K2 ba · 1,659 ft² · Sold $492K · Sep 2026
- 3613 Bay Ct$180K2 bd · 1 ba · 884 ft² · Sold $185K · Sep 2026
- 1990 Crystal Ln3 bd · 2 ba · 1,248 ft² · Sold $218K · Sep 2026
- 1711 Charleston Ln$360K3 bd · 2 ba · 1,168 ft² · Sold $360K · Sep 2026
- 437 Carolina Ave$340K2 ba · 1,508 ft² · Sold $320K · Sep 2026
Assigned schools
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