Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$112,646$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

441 STATE ROUTE 96

OWEGO, NY 13827
2
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$113K
$99K low$127K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,641 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,651

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Owego-Apalachin Middle SchoolB
Middle · Grades 6–8 · 2.7 mi
H
Owego Free AcademyB
High · Grades 9–12 · 2.7 mi
E
Owego Elementary SchoolB
Elementary · Grades PK–5 · 2.9 mi

District: Owego-Apalachin Central School District

Neighborhood · ZIP 13827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,988
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

441 State Route 96 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Tioga County
  • Smaller than 92% of homes in Owego 13827
  • Has a smaller lot than 79% of homes in Tioga County
  • Newer than 80% of homes in Owego 13827

What homes are worth in Owego 13827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$445K

This home is worth more than 14% of homes in Owego 13827.

How it measures up in Owego 13827

The dot is this home. The mark in the middle is the typical home in Owego 13827.

Estimated value$112,646
CheaperTypical $200,281Pricier

Pricier than 14% of homes nearby

Price per ft²$117
CheaperTypical $127Pricier

Pricier than 40% of homes nearby

Living area960 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.32 ac
SmallerTypical 1.06 acBigger

Bigger than 25% of homes nearby

Year built1986
OlderTypical 1960Newer

Newer than 80% of homes nearby

How 441 State Route 96 ranks against every home in each area.
MeasureThis homeOwego 13827Tioga County
Estimated valuepricier than$112,64614% of homes12% of homes
Price per ft²pricier than$11740% of homes41% of homes
Living areabigger than960 ft²8% of homes10% of homes
Lot sizebigger than0.32 ac25% of homes21% of homes
Year builtnewer than198680% of homes76% of homes

About 441 State Route 96

How much is 441 State Route 96, Owego, NY worth?

The TopHap Estimate for 441 State Route 96, Owego, NY is $112,646 as of Sep 24, 2026. The likely range is $98,513 to $126,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 441 State Route 96, Owego, NY last sell?

441 State Route 96, Owego, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 441 State Route 96, Owego, NY?

441 State Route 96, Owego, NY has 2 bedrooms, 2 bathrooms, 960 square feet of living space and a 0.32-acre lot.

When was 441 State Route 96, Owego, NY built?

441 State Route 96, Owego, NY was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 441 State Route 96, Owego, NY?

441 State Route 96, Owego, NY is assigned to Owego-Apalachin Middle School (middle), rated B; Owego Free Academy (high), rated B; Owego Elementary School (elementary), rated B. All sit in Owego-Apalachin Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 441 State Route 96, Owego, NY compare to other homes in Owego 13827?

Among the 3,830 homes in Owego 13827, it is worth more than 14% of them ($112,646 against a typical $200,281), its price per square foot is higher than 40% of them ($117 against a typical $127), it is bigger than 8% of them (960 ft² against a typical 1,660 ft²), its lot is bigger than 25% of them (0.32 ac against a typical 1.06 ac) and it is newer than 80% of them (1986 against a typical 1960). Measured against all of Tioga County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 441 State Route 96, Owego, NY?

The 2026 property tax bill for 441 State Route 96, Owego, NY was $2,641. The county assessed it at $4,500.

More homes on State Route 96

Closest homes

More homes in Owego 13827

Assigned schools

Explore the area

See this home in context

Open 441 State Route 96 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map