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CondominiumResidential
$199,218$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

442 MILL RACE RD

CARLISLE, PA 17013
3
Beds
2 / 1
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$199K
$189K low$210K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,218
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,374
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FOOTE CAPITAL MORTGAGE CO · recorded Nov 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,992 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,000 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyCumberland
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Yellow Breeches Middle SchoolC+
Middle · Grades 6–8 · 3.7 mi
H
Boiling Springs High SchoolB
High · Grades 9–12 · 3.8 mi
E
W. G. Rice Elementary School
Elementary · Grades KG–3 · 4.4 mi

District: South Middleton School District

Neighborhood · ZIP 17013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.924 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,396
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

442 Mill Race Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Cumberland County
  • Costs less per square foot than 84% of homes in Cumberland County
  • Smaller than 75% of homes in Cumberland County

What homes are worth in Carlisle 17013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$653K

This home is worth more than 19% of homes in Carlisle 17013.

How it measures up in Carlisle 17013

The dot is this home. The mark in the middle is the typical home in Carlisle 17013.

Estimated value$199,218
CheaperTypical $277,817Pricier

Pricier than 19% of homes nearby

Price per ft²$156
CheaperTypical $181Pricier

Pricier than 28% of homes nearby

Living area1,280 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 31% of homes nearby

Year built1977
OlderTypical 1971Newer

Newer than 58% of homes nearby

How 442 Mill Race Rd ranks against every home in each area.
MeasureThis homeCarlisle 17013Cumberland County
Estimated valuepricier than$199,21819% of homes9% of homes
Price per ft²pricier than$15628% of homes16% of homes
Living areabigger than1,280 ft²31% of homes25% of homes
Year builtnewer than197758% of homes49% of homes

About 442 Mill Race Rd

How much is 442 Mill Race Rd, Carlisle, PA worth?

The TopHap Estimate for 442 Mill Race Rd, Carlisle, PA is $199,218 as of Jul 14, 2026. The likely range is $188,564 to $209,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 442 Mill Race Rd, Carlisle, PA last sell?

442 Mill Race Rd, Carlisle, PA last sold on Dec 4, 2007, according to the county's recorded deed.

How big is 442 Mill Race Rd, Carlisle, PA?

442 Mill Race Rd, Carlisle, PA has 3 bedrooms, 2 bathrooms and 1,280 square feet of living space.

When was 442 Mill Race Rd, Carlisle, PA built?

442 Mill Race Rd, Carlisle, PA was built in 1977, making it 49 years old. The building has 2 stories.

What schools serve 442 Mill Race Rd, Carlisle, PA?

442 Mill Race Rd, Carlisle, PA is assigned to Yellow Breeches Middle School (middle), rated C+; Boiling Springs High School (high), rated B; W. G. Rice Elementary School (elementary). All sit in South Middleton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 442 Mill Race Rd, Carlisle, PA compare to other homes in Carlisle 17013?

Among the 11,349 homes in Carlisle 17013, it is worth more than 19% of them ($199,218 against a typical $277,817), its price per square foot is higher than 28% of them ($156 against a typical $181), it is bigger than 31% of them (1,280 ft² against a typical 1,541 ft²) and it is newer than 58% of them (1977 against a typical 1971). Measured against all of Cumberland County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 442 Mill Race Rd, Carlisle, PA?

The 2026 property tax bill for 442 Mill Race Rd, Carlisle, PA was $1,992. The county assessed it at $112,000.

Closest homes

More homes in Carlisle 17013

Assigned schools

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