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Rural ResidenceResidential
$366,612$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4420 SW STATE ROUTE O

STEWARTSVILLE, MO 64490
3
Beds
0
Baths
2,530 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$367K
$329K low$404K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,612
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,690
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,000
BANK MIDWEST NA · recorded Aug 22, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,143

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDeKalb
Lot (acres)The size of the land the home sits on, from county records.9.50

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stewartsville Elementary SchoolD+
Elementary · Grades PK–6 · 5.6 mi
M
Stewartsville High SchoolC-
Middle · Grades 7–12 · 5.6 mi

District: Stewartsville C-2 School District

Neighborhood · ZIP 64490These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,268
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4420 Sw State Route O measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in DeKalb County
  • Costs less per square foot than 72% of homes in Stewartsville 64490
  • Bigger than 90% of homes in DeKalb County
  • Has a bigger lot than 67% of homes in DeKalb County
  • Newer than 88% of homes in Stewartsville 64490

What homes are worth in Stewartsville 64490

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$847K

This home is worth more than 61% of homes in Stewartsville 64490.

How it measures up in Stewartsville 64490

The dot is this home. The mark in the middle is the typical home in Stewartsville 64490.

Estimated value$366,612
CheaperTypical $306,516Pricier

Pricier than 61% of homes nearby

Price per ft²$145
CheaperTypical $185Pricier

Pricier than 28% of homes nearby

Living area2,530 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 89% of homes nearby

Lot size9.5 ac
SmallerTypical 5 acBigger

Bigger than 62% of homes nearby

Year built2006
OlderTypical 1975Newer

Newer than 88% of homes nearby

How 4420 Sw State Route O ranks against every home in each area.
MeasureThis homeStewartsville 64490DeKalb County
Estimated valuepricier than$366,61261% of homes70% of homes
Price per ft²pricier than$14528% of homes36% of homes
Living areabigger than2,530 ft²89% of homes90% of homes
Lot sizebigger than9.5 ac62% of homes67% of homes
Year builtnewer than200688% of homes86% of homes

About 4420 Sw State Route O

How much is 4420 Sw State Route O, Stewartsville, MO worth?

The TopHap Estimate for 4420 Sw State Route O, Stewartsville, MO is $366,612 as of Jul 14, 2026. The likely range is $329,042 to $404,182. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4420 Sw State Route O, Stewartsville, MO last sell?

4420 Sw State Route O, Stewartsville, MO last sold on Apr 6, 2025, according to the county's recorded deed.

How big is 4420 Sw State Route O, Stewartsville, MO?

4420 Sw State Route O, Stewartsville, MO has 3 bedrooms, 2,530 square feet of living space and a 9.50-acre lot.

When was 4420 Sw State Route O, Stewartsville, MO built?

4420 Sw State Route O, Stewartsville, MO was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 4420 Sw State Route O, Stewartsville, MO?

4420 Sw State Route O, Stewartsville, MO is assigned to Stewartsville Elementary School (elementary), rated D+; Stewartsville High School (middle), rated C-. All sit in Stewartsville C-2 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4420 Sw State Route O, Stewartsville, MO compare to other homes in Stewartsville 64490?

Among the 865 homes in Stewartsville 64490, it is worth more than 61% of them ($366,612 against a typical $306,516), its price per square foot is higher than 28% of them ($145 against a typical $185), it is bigger than 89% of them (2,530 ft² against a typical 1,528 ft²), its lot is bigger than 62% of them (9.5 ac against a typical 5 ac) and it is newer than 88% of them (2006 against a typical 1975). Measured against all of DeKalb County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4420 Sw State Route O, Stewartsville, MO?

The 2025 property tax bill for 4420 Sw State Route O, Stewartsville, MO was $2,008. The county assessed it at $27,730.

Closest homes

More homes in Stewartsville 64490

Assigned schools

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