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Single Family ResidenceResidential
$557,945$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $169,000 on Sep 27, 1996

4428 ROCKY RIVER RD

CHARLOTTE, NC 28215
4
Beds
3 / 1
Baths
2,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$558K
$525K low$591K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,000 · Sep 27, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$504,057
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$403,246
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$53,888
JPMORGAN CHASE BANK NA · recorded Nov 8, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,864 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$378,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$294,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$376,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.0.92
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 495 ft²Porch · 21 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reedy Creek Elementary SchoolC-
Elementary · Grades PK–5 · 1.1 mi
M
Northridge Middle SchoolC
Middle · Grades 6–8 · 2.2 mi
H
Rocky River High SchoolD-
High · Grades 9–12 · 5.2 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28215These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,800
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4428 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Charlotte 28215
  • Costs more per square foot than 89% of homes in Back Creek Church Road
  • Bigger than 84% of homes in Charlotte 28215
  • Has a bigger lot than 95% of homes in Back Creek Church Road
  • Older than 95% of homes in Back Creek Church Road

What homes are worth in Charlotte 28215

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$670K

This home is worth more than 93% of homes in Charlotte 28215.

How it measures up in Charlotte 28215

The dot is this home. The mark in the middle is the typical home in Charlotte 28215.

Estimated value$557,945
CheaperTypical $352,625Pricier

Pricier than 93% of homes nearby

Price per ft²$230
CheaperTypical $202Pricier

Pricier than 73% of homes nearby

Living area2,430 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.92 ac
SmallerTypical 0.25 acBigger

Bigger than 91% of homes nearby

Year built1976
OlderTypical 1997Newer

Newer than 26% of homes nearby

How 4428 Rocky River Rd ranks against every home in each area.
MeasureThis homeBack Creek Church RoadCharlotte 28215Mecklenburg County
Estimated valuepricier than$557,94589% of homes93% of homes68% of homes
Price per ft²pricier than$23089% of homes73% of homes48% of homes
Living areabigger than2,430 ft²60% of homes84% of homes70% of homes
Lot sizebigger than0.92 ac95% of homes91% of homes89% of homes
Year builtnewer than19765% of homes26% of homes25% of homes

About 4428 Rocky River Rd

How much is 4428 Rocky River Rd, Charlotte, NC worth?

The TopHap Estimate for 4428 Rocky River Rd, Charlotte, NC is $557,945 as of Jul 14, 2026. The likely range is $525,205 to $590,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4428 Rocky River Rd, Charlotte, NC last sell?

4428 Rocky River Rd, Charlotte, NC last sold on Sep 27, 1996 for $169,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4428 Rocky River Rd, Charlotte, NC?

4428 Rocky River Rd, Charlotte, NC has 4 bedrooms, 3 bathrooms, 2,430 square feet of living space and a 0.92-acre lot.

When was 4428 Rocky River Rd, Charlotte, NC built?

4428 Rocky River Rd, Charlotte, NC was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 4428 Rocky River Rd, Charlotte, NC?

4428 Rocky River Rd, Charlotte, NC is assigned to Reedy Creek Elementary School (elementary), rated C-; Northridge Middle School (middle), rated C; Rocky River High School (high), rated D-. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4428 Rocky River Rd, Charlotte, NC compare to other homes in Charlotte 28215?

Among the 23,472 homes in Charlotte 28215, it is worth more than 93% of them ($557,945 against a typical $352,625), its price per square foot is higher than 73% of them ($230 against a typical $202), it is bigger than 84% of them (2,430 ft² against a typical 1,708 ft²), its lot is bigger than 91% of them (0.92 ac against a typical 0.25 ac) and it is newer than 26% of them (1976 against a typical 1997). Measured against all of Mecklenburg County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4428 Rocky River Rd, Charlotte, NC?

The 2024 property tax bill for 4428 Rocky River Rd, Charlotte, NC was $2,864. The county assessed it at $378,300.

More homes on Rocky River Rd

Closest homes

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Assigned schools

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