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Single Family ResidenceResidential
$487,595$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $323,750 on Oct 20, 2016

4432 RTE 89

OVID, NY 14521
3
Beds
2 / 1
Baths
1,872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$488K
$435K low$540K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$323,750 · Oct 20, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$228,595
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$182,876
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$259,000
TOMPKINS TRUST CO · recorded Oct 20, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$331,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$246,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$331,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$735,556

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySENECA
Lot (acres)The size of the land the home sits on, from county records.1.75
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Romulus Central SchoolC
Elementary · Grades PK–12 · 5.7 mi

District: Romulus Central School District

Neighborhood · ZIP 14521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,462
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,878
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4432 Rte 89 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Seneca County
  • Costs more per square foot than 89% of homes in Seneca County
  • Bigger than 70% of homes in Ovid 14521
  • Has a bigger lot than 72% of homes in Seneca County
  • Newer than 78% of homes in Seneca County

What homes are worth in Ovid 14521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$1.2M

This home is worth more than 81% of homes in Ovid 14521.

How it measures up in Ovid 14521

The dot is this home. The mark in the middle is the typical home in Ovid 14521.

Estimated value$487,595
CheaperTypical $220,665Pricier

Pricier than 81% of homes nearby

Price per ft²$260
CheaperTypical $138Pricier

Pricier than 79% of homes nearby

Living area1,872 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.75 ac
SmallerTypical 1 acBigger

Bigger than 65% of homes nearby

Year built1985
OlderTypical 1952Newer

Newer than 74% of homes nearby

How 4432 Rte 89 ranks against every home in each area.
MeasureThis homeOvid 14521Seneca County
Estimated valuepricier than$487,59581% of homes91% of homes
Price per ft²pricier than$26079% of homes89% of homes
Living areabigger than1,872 ft²70% of homes69% of homes
Lot sizebigger than1.75 ac65% of homes72% of homes
Year builtnewer than198574% of homes78% of homes

About 4432 Rte 89

How much is 4432 Rte 89, Ovid, NY worth?

The TopHap Estimate for 4432 Rte 89, Ovid, NY is $487,595 as of Jul 14, 2026. The likely range is $435,308 to $539,882. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4432 Rte 89, Ovid, NY last sell?

4432 Rte 89, Ovid, NY last sold on Oct 20, 2016 for $323,750, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4432 Rte 89, Ovid, NY?

4432 Rte 89, Ovid, NY has 3 bedrooms, 2 bathrooms, 1,872 square feet of living space and a 1.75-acre lot.

When was 4432 Rte 89, Ovid, NY built?

4432 Rte 89, Ovid, NY was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 4432 Rte 89, Ovid, NY?

4432 Rte 89, Ovid, NY is assigned to Romulus Central School (elementary), rated C. All sit in Romulus Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4432 Rte 89, Ovid, NY compare to other homes in Ovid 14521?

Among the 2,200 homes in Ovid 14521, it is worth more than 81% of them ($487,595 against a typical $220,665), its price per square foot is higher than 79% of them ($260 against a typical $138), it is bigger than 70% of them (1,872 ft² against a typical 1,498 ft²), its lot is bigger than 65% of them (1.75 ac against a typical 1 ac) and it is newer than 74% of them (1985 against a typical 1952). Measured against all of Seneca County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4432 Rte 89, Ovid, NY?

The 2025 property tax bill for 4432 Rte 89, Ovid, NY was $11,480. The county assessed it at $331,000.

Closest homes

More homes in Ovid 14521

Assigned schools

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