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Single Family ResidenceResidential
$155,575$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4434 STATE ROAD 38

RICHMOND, IN 47374
3
Beds
1
Baths
2,101 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$156K
$109K low$202K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,275
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,020
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,300
FIRST BANK RICHMOND · recorded Apr 18, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.2.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 352 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northeastern Middle SchoolB
Middle · Grades 6–8 · 4.4 mi
H
Northeastern High SchoolC
High · Grades 9–12 · 4.4 mi
E
Northeastern Elementary SchoolB
Elementary · Grades PK–5 · 4.6 mi

District: Northeastern Wayne Schools

Neighborhood · ZIP 47374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.224
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.370 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,374
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,037
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4434 State Road 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Wayne County
  • Bigger than 82% of homes in Richmond 47374
  • Has a bigger lot than 91% of homes in Richmond 47374
  • Older than 89% of homes in Richmond 47374

What homes are worth in Richmond 47374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$471K

This home is worth more than 56% of homes in Richmond 47374.

How it measures up in Richmond 47374

The dot is this home. The mark in the middle is the typical home in Richmond 47374.

Estimated value$155,575
CheaperTypical $140,405Pricier

Pricier than 56% of homes nearby

Price per ft²$74
CheaperTypical $104Pricier

Pricier than 30% of homes nearby

Living area2,101 ft²
SmallerTypical 1,463 ft²Bigger

Bigger than 82% of homes nearby

Lot size2.17 ac
SmallerTypical 0.23 acBigger

Bigger than 91% of homes nearby

Year built1900
OlderTypical 1952Newer

Newer than 11% of homes nearby

How 4434 State Road 38 ranks against every home in each area.
MeasureThis homeRichmond 47374Wayne County
Estimated valuepricier than$155,57556% of homes51% of homes
Price per ft²pricier than$7430% of homes26% of homes
Living areabigger than2,101 ft²82% of homes80% of homes
Lot sizebigger than2.17 ac91% of homes83% of homes
Year builtnewer than190011% of homes12% of homes

About 4434 State Road 38

How much is 4434 State Road 38, Richmond, IN worth?

The TopHap Estimate for 4434 State Road 38, Richmond, IN is $155,575 as of Jul 14, 2026. The likely range is $108,857 to $202,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4434 State Road 38, Richmond, IN last sell?

4434 State Road 38, Richmond, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4434 State Road 38, Richmond, IN?

4434 State Road 38, Richmond, IN has 3 bedrooms, 1 bathrooms, 2,101 square feet of living space and a 2.17-acre lot.

When was 4434 State Road 38, Richmond, IN built?

4434 State Road 38, Richmond, IN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 4434 State Road 38, Richmond, IN?

4434 State Road 38, Richmond, IN is assigned to Northeastern Middle School (middle), rated B; Northeastern High School (high), rated C; Northeastern Elementary School (elementary), rated B. All sit in Northeastern Wayne Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4434 State Road 38, Richmond, IN compare to other homes in Richmond 47374?

Among the 16,844 homes in Richmond 47374, it is worth more than 56% of them ($155,575 against a typical $140,405), its price per square foot is higher than 30% of them ($74 against a typical $104), it is bigger than 82% of them (2,101 ft² against a typical 1,463 ft²), its lot is bigger than 91% of them (2.17 ac against a typical 0.23 ac) and it is newer than 11% of them (1900 against a typical 1952). Measured against all of Wayne County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4434 State Road 38, Richmond, IN?

The 2025 property tax bill for 4434 State Road 38, Richmond, IN was $740. The county assessed it at $103,500.

Closest homes

More homes in Richmond 47374

Assigned schools

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