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Single Family ResidenceResidential
$328,767$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $214,900 on Jun 14, 2006

4435 RUBY RD

HOLLY, MI 48442
2
Beds
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$329K
$311K low$346K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,900 · Jun 14, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$283,767
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$227,014
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
DORT FCU · 3.62% 1 · recorded Mar 20, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.10.37
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cook Elementary School
Elementary · Grades KG–2 · 0.6 mi
H
Grand Blanc Community High SchoolB+
High · Grades 8–12 · 1.9 mi
M
Grand Blanc Middle School EastA-
Middle · Grades 4–8 · 2.8 mi

District: Grand Blanc Community Schools

Neighborhood · ZIP 48442These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,823
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4435 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Genesee County
  • Among the highest price per square foot in Holly 48442
  • Smaller than 98% of homes in Holly 48442
  • Has a bigger lot than 97% of homes in Genesee County
  • Older than 87% of homes in Holly 48442

What homes are worth in Holly 48442

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$673K

This home is worth more than 58% of homes in Holly 48442.

How it measures up in Holly 48442

The dot is this home. The mark in the middle is the typical home in Holly 48442.

Estimated value$328,767
CheaperTypical $302,037Pricier

Pricier than 58% of homes nearby

Price per ft²$391
CheaperTypical $183Pricier

Pricier than almost all homes nearby

Living area840 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 2% of homes nearby

Lot size10.37 ac
SmallerTypical 1 acBigger

Bigger than 94% of homes nearby

Year built1938
OlderTypical 1978Newer

Newer than 13% of homes nearby

How 4435 Ruby Rd ranks against every home in each area.
MeasureThis homeHolly 48442Genesee County
Estimated valuepricier than$328,76758% of homes86% of homes
Price per ft²pricier than$391almost all homesalmost all homes
Living areabigger than840 ft²2% of homes9% of homes
Lot sizebigger than10.37 ac94% of homes97% of homes
Year builtnewer than193813% of homes17% of homes

About 4435 Ruby Rd

How much is 4435 Ruby Rd, Holly, MI worth?

The TopHap Estimate for 4435 Ruby Rd, Holly, MI is $328,767 as of Jul 14, 2026. The likely range is $311,428 to $346,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4435 Ruby Rd, Holly, MI last sell?

4435 Ruby Rd, Holly, MI last sold on Jun 14, 2006 for $214,900, according to the county's recorded deed.

How big is 4435 Ruby Rd, Holly, MI?

4435 Ruby Rd, Holly, MI has 2 bedrooms, 1 bathrooms, 840 square feet of living space and a 10.37-acre lot.

When was 4435 Ruby Rd, Holly, MI built?

4435 Ruby Rd, Holly, MI was built in 1938, making it 88 years old. It is a ranch home. The building has 1 story.

What schools serve 4435 Ruby Rd, Holly, MI?

4435 Ruby Rd, Holly, MI is assigned to Cook Elementary School (elementary); Grand Blanc Community High School (high), rated B+; Grand Blanc Middle School East (middle), rated A-. All sit in Grand Blanc Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4435 Ruby Rd, Holly, MI compare to other homes in Holly 48442?

Among the 7,428 homes in Holly 48442, it is worth more than 58% of them ($328,767 against a typical $302,037), its price per square foot is higher than almost all of them ($391 against a typical $183), it is bigger than 2% of them (840 ft² against a typical 1,670 ft²), its lot is bigger than 94% of them (10.37 ac against a typical 1 ac) and it is newer than 13% of them (1938 against a typical 1978). Measured against all of Genesee County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4435 Ruby Rd, Holly, MI?

The 2025 property tax bill for 4435 Ruby Rd, Holly, MI was $1,783. The county assessed it at $119,400.

Closest homes

More homes in Holly 48442

Assigned schools

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