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Single Family ResidenceResidential
$131,492$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4438 JAMES ROSE RD

OLMSTEAD, KY 42265
3
Beds
1
Baths
1,418 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$131K
$116K low$147K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,492
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
US BANK NA ND · recorded Feb 9, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLogan
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Olmstead Elementary SchoolB
Elementary · Grades PK–8 · 4.0 mi
H
Logan County High SchoolA
High · Grades 9–12 · 14.4 mi

District: Logan County School District

Neighborhood · ZIP 42265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,590
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,736
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,142
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4438 James Rose Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Olmstead 42265
  • Costs less per square foot than 70% of homes in Olmstead 42265
  • Older than 82% of homes in Logan County

What homes are worth in Olmstead 42265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$722K

This home is worth more than 24% of homes in Olmstead 42265.

How it measures up in Olmstead 42265

The dot is this home. The mark in the middle is the typical home in Olmstead 42265.

Estimated value$131,492
CheaperTypical $207,391Pricier

Pricier than 24% of homes nearby

Price per ft²$93
CheaperTypical $122Pricier

Pricier than 30% of homes nearby

Living area1,418 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 37% of homes nearby

Year built1945
OlderTypical 1974Newer

Newer than 26% of homes nearby

How 4438 James Rose Rd ranks against every home in each area.
MeasureThis homeOlmstead 42265Logan County
Estimated valuepricier than$131,49224% of homes36% of homes
Price per ft²pricier than$9330% of homes36% of homes
Living areabigger than1,418 ft²37% of homes44% of homes
Year builtnewer than194526% of homes18% of homes

About 4438 James Rose Rd

How much is 4438 James Rose Rd, Olmstead, KY worth?

The TopHap Estimate for 4438 James Rose Rd, Olmstead, KY is $131,492 as of Jul 14, 2026. The likely range is $116,284 to $146,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4438 James Rose Rd, Olmstead, KY?

4438 James Rose Rd, Olmstead, KY has 3 bedrooms, 1 bathrooms and 1,418 square feet of living space.

When was 4438 James Rose Rd, Olmstead, KY built?

4438 James Rose Rd, Olmstead, KY was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 4438 James Rose Rd, Olmstead, KY?

4438 James Rose Rd, Olmstead, KY is assigned to Olmstead Elementary School (elementary), rated B; Logan County High School (high), rated A. All sit in Logan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4438 James Rose Rd, Olmstead, KY compare to other homes in Olmstead 42265?

Among the 420 homes in Olmstead 42265, it is worth more than 24% of them ($131,492 against a typical $207,391), its price per square foot is higher than 30% of them ($93 against a typical $122), it is bigger than 37% of them (1,418 ft² against a typical 1,628 ft²) and it is newer than 26% of them (1945 against a typical 1974). Measured against all of Logan County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4438 James Rose Rd, Olmstead, KY?

The 2025 property tax bill for 4438 James Rose Rd, Olmstead, KY was $607. The county assessed it at $70,000.

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Assigned schools

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