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Single Family ResidenceResidential
$400,000$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on May 31, 2005

4445 N RIDER RD

OAK HARBOR, OH 43449
3
Beds
3
Baths
3,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$400K
$321K low$479K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · May 31, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,981 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,472 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,461
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,011
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,490

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.87 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOttawa
Lot (acres)The size of the land the home sits on, from county records.0.74
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 330 ft²Porch · 960 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R C Waters Elementary SchoolA-
Elementary · Grades KG–3 · 5.9 mi
M
Oak Harbor High SchoolA-
Middle · Grades 7–12 · 6.2 mi

District: Benton-Carroll-Salem Local School District

Neighborhood · ZIP 43449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.95 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,304
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4445 N Rider Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Oak Harbor 43449
  • Costs less per square foot than 81% of homes in Ottawa County
  • Bigger than 98% of homes in Oak Harbor 43449
  • Has a bigger lot than 74% of homes in Ottawa County
  • Older than 89% of homes in Ottawa County

What homes are worth in Oak Harbor 43449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$564K

This home is worth more than 91% of homes in Oak Harbor 43449.

How it measures up in Oak Harbor 43449

The dot is this home. The mark in the middle is the typical home in Oak Harbor 43449.

Estimated value$400,000
CheaperTypical $201,040Pricier

Pricier than 91% of homes nearby

Price per ft²$122
CheaperTypical $147Pricier

Pricier than 33% of homes nearby

Living area3,288 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.74 ac
SmallerTypical 0.58 acBigger

Bigger than 54% of homes nearby

Year built1900
OlderTypical 1964Newer

Newer than 14% of homes nearby

How 4445 N Rider Rd ranks against every home in each area.
MeasureThis homeOak Harbor 43449Ottawa County
Estimated valuepricier than$400,00091% of homes71% of homes
Price per ft²pricier than$12233% of homes19% of homes
Living areabigger than3,288 ft²98% of homes96% of homes
Lot sizebigger than0.74 ac54% of homes74% of homes
Year builtnewer than190014% of homes11% of homes

About 4445 N Rider Rd

How much is 4445 N Rider Rd, Oak Harbor, OH worth?

The TopHap Estimate for 4445 N Rider Rd, Oak Harbor, OH is $400,000 as of Sep 24, 2026. The likely range is $320,847 to $479,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4445 N Rider Rd, Oak Harbor, OH last sell?

4445 N Rider Rd, Oak Harbor, OH last sold on May 31, 2005 for $100,000, according to the county's recorded deed.

How big is 4445 N Rider Rd, Oak Harbor, OH?

4445 N Rider Rd, Oak Harbor, OH has 3 bedrooms, 3 bathrooms, 3,288 square feet of living space and a 0.74-acre lot.

When was 4445 N Rider Rd, Oak Harbor, OH built?

4445 N Rider Rd, Oak Harbor, OH was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 4445 N Rider Rd, Oak Harbor, OH?

4445 N Rider Rd, Oak Harbor, OH is assigned to R C Waters Elementary School (elementary), rated A-; Oak Harbor High School (middle), rated A-. All sit in Benton-Carroll-Salem Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4445 N Rider Rd, Oak Harbor, OH compare to other homes in Oak Harbor 43449?

Among the 4,352 homes in Oak Harbor 43449, it is worth more than 91% of them ($400,000 against a typical $201,040), its price per square foot is higher than 33% of them ($122 against a typical $147), it is bigger than 98% of them (3,288 ft² against a typical 1,480 ft²), its lot is bigger than 54% of them (0.74 ac against a typical 0.58 ac) and it is newer than 14% of them (1900 against a typical 1964). Measured against all of Ottawa County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4445 N Rider Rd, Oak Harbor, OH?

The 2024 property tax bill for 4445 N Rider Rd, Oak Harbor, OH was $3,981. The county assessed it at $111,472.

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