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Single Family ResidenceResidential
$2,320,810$2,776 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

445 98TH ST

STONE HARBOR, NJ 08247
0
Baths
836 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.3M
$2M low$2.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,870 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,143,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,101,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,143,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,143,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.91%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAPE MAY
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stone Harbor Elementary SchoolB+
Elementary · Grades KG–4 · 0.4 mi
H
Middle Township High SchoolD
High · Grades 9–12 · 3.2 mi
M
Avalon Elementary SchoolA
Middle · Grades 5–8 · 3.5 mi

District: Middle Township School District

Neighborhood · ZIP 08247These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.16%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$234,567
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 98th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Cape May County
  • Among the highest price per square foot in Cape May County
  • Smaller than 88% of homes in Stone Harbor 08247
  • Has a bigger lot than 68% of homes in Stone Harbor 08247
  • Older than 96% of homes in Stone Harbor 08247

What homes are worth in Stone Harbor 08247

Each bar is how many homes fall in that price range. The marker is this home.

This home
$552K$10M

This home is worth more than 37% of homes in Stone Harbor 08247.

How it measures up in Stone Harbor 08247

The dot is this home. The mark in the middle is the typical home in Stone Harbor 08247.

Estimated value$2,320,810
CheaperTypical $3,241,898Pricier

Pricier than 37% of homes nearby

Price per ft²$2776
CheaperTypical $1673Pricier

Pricier than 90% of homes nearby

Living area836 ft²
SmallerTypical 1,814 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 68% of homes nearby

Year built1925
OlderTypical 1982Newer

Newer than 4% of homes nearby

How 445 98th St ranks against every home in each area.
MeasureThis homeStone Harbor 08247Cape May County
Estimated valuepricier than$2,320,81037% of homes89% of homes
Price per ft²pricier than$277690% of homesalmost all homes
Living areabigger than836 ft²12% of homes17% of homes
Lot sizebigger than0.15 ac68% of homes54% of homes
Year builtnewer than19254% of homes7% of homes

About 445 98th St

How much is 445 98th St, Stone Harbor, NJ worth?

The TopHap Estimate for 445 98th St, Stone Harbor, NJ is $2,320,810 as of Oct 21, 2026. The likely range is $2,010,645 to $2,630,975. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 98th St, Stone Harbor, NJ last sell?

445 98th St, Stone Harbor, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 445 98th St, Stone Harbor, NJ?

445 98th St, Stone Harbor, NJ has 836 square feet of living space and a 0.15-acre lot.

When was 445 98th St, Stone Harbor, NJ built?

445 98th St, Stone Harbor, NJ was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 445 98th St, Stone Harbor, NJ?

445 98th St, Stone Harbor, NJ is assigned to Stone Harbor Elementary School (elementary), rated B+; Middle Township High School (high), rated D; Avalon Elementary School (middle), rated A. All sit in Middle Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 98th St, Stone Harbor, NJ compare to other homes in Stone Harbor 08247?

Among the 3,072 homes in Stone Harbor 08247, it is worth more than 37% of them ($2,320,810 against a typical $3,241,898), its price per square foot is higher than 90% of them ($2776 against a typical $1673), it is bigger than 12% of them (836 ft² against a typical 1,814 ft²), its lot is bigger than 68% of them (0.15 ac against a typical 0.14 ac) and it is newer than 4% of them (1925 against a typical 1982). Measured against all of Cape May County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 98th St, Stone Harbor, NJ?

The 2025 property tax bill for 445 98th St, Stone Harbor, NJ was $8,870. The county assessed it at $1,143,100.

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