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Single Family ResidenceResidential
$575,704$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

445 BRUCE RIDGE RD

BAXTER, TN 38544
3
Beds
2
Baths
3,790 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$576K
$449K low$703K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,703 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,925
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$556,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.88
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 560 ft²Porch · 310 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Baxter Primary School
Elementary · Grades PK–1 · 3.7 mi
H
Upperman High SchoolC+
High · Grades 9–12 · 3.8 mi
M
Upperman Middle SchoolC+
Middle · Grades 5–8 · 4.0 mi

District: Putnam County School District

Neighborhood · ZIP 38544These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,247
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,896
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Bruce Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Baxter 38544
  • Costs less per square foot than 84% of homes in Putnam County
  • Bigger than 98% of homes in Baxter 38544
  • Among the newest homes in Putnam County

What homes are worth in Baxter 38544

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$795K

This home is worth more than 93% of homes in Baxter 38544.

How it measures up in Baxter 38544

The dot is this home. The mark in the middle is the typical home in Baxter 38544.

Estimated value$575,704
CheaperTypical $304,122Pricier

Pricier than 93% of homes nearby

Price per ft²$152
CheaperTypical $190Pricier

Pricier than 20% of homes nearby

Living area3,790 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.88 ac
SmallerTypical 1.11 acBigger

Bigger than 41% of homes nearby

Year built2023
OlderTypical 1992Newer

Newer than 98% of homes nearby

How 445 Bruce Ridge Rd ranks against every home in each area.
MeasureThis homeBaxter 38544Putnam County
Estimated valuepricier than$575,70493% of homes90% of homes
Price per ft²pricier than$15220% of homes16% of homes
Living areabigger than3,790 ft²98% of homes97% of homes
Lot sizebigger than0.88 ac41% of homes60% of homes
Year builtnewer than202398% of homesalmost all homes

About 445 Bruce Ridge Rd

How much is 445 Bruce Ridge Rd, Baxter, TN worth?

The TopHap Estimate for 445 Bruce Ridge Rd, Baxter, TN is $575,704 as of Aug 30, 2026. The likely range is $448,773 to $702,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Bruce Ridge Rd, Baxter, TN last sell?

445 Bruce Ridge Rd, Baxter, TN last sold on Jun 9, 2016, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 445 Bruce Ridge Rd, Baxter, TN?

445 Bruce Ridge Rd, Baxter, TN has 3 bedrooms, 2 bathrooms, 3,790 square feet of living space and a 0.88-acre lot.

When was 445 Bruce Ridge Rd, Baxter, TN built?

445 Bruce Ridge Rd, Baxter, TN was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 445 Bruce Ridge Rd, Baxter, TN?

445 Bruce Ridge Rd, Baxter, TN is assigned to Baxter Primary School (elementary); Upperman High School (high), rated C+; Upperman Middle School (middle), rated C+. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Bruce Ridge Rd, Baxter, TN compare to other homes in Baxter 38544?

Among the 3,511 homes in Baxter 38544, it is worth more than 93% of them ($575,704 against a typical $304,122), its price per square foot is higher than 20% of them ($152 against a typical $190), it is bigger than 98% of them (3,790 ft² against a typical 1,488 ft²), its lot is bigger than 41% of them (0.88 ac against a typical 1.11 ac) and it is newer than 98% of them (2023 against a typical 1992). Measured against all of Putnam County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Bruce Ridge Rd, Baxter, TN?

The 2025 property tax bill for 445 Bruce Ridge Rd, Baxter, TN was $3,703. The county assessed it at $139,225.

More homes on Bruce Ridge Rd

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Assigned schools

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