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Residential - Vacant LandResidential
$385,981$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $80,000 on Mar 6, 2026

445 E WATER ST

CLARKESVILLE, GA 30523
2
Beds
2.5
Baths
1,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$386K
$288K low$484K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Mar 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$251 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,285
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyHABERSHAM
Lot (acres)The size of the land the home sits on, from county records.0.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 112 ft²Porch · 235 ft²

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clarkesville Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
North Habersham Middle SchoolA
Middle · Grades 6–8 · 1.4 mi
H
Habersham Success AcademyD
High · Grades 6–12 · 4.4 mi

District: Habersham County School District

Neighborhood · ZIP 30523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,078
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,369
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 E Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Habersham County
  • Costs more per square foot than 85% of homes in Habersham County
  • Smaller than 66% of homes in Clarkesville 30523
  • Has a smaller lot than 97% of homes in Clarkesville 30523
  • Newer than 96% of homes in Clarkesville 30523

What homes are worth in Clarkesville 30523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$2.9M

This home is worth more than 53% of homes in Clarkesville 30523.

How it measures up in Clarkesville 30523

The dot is this home. The mark in the middle is the typical home in Clarkesville 30523.

Estimated value$385,981
CheaperTypical $375,372Pricier

Pricier than 53% of homes nearby

Price per ft²$261
CheaperTypical $220Pricier

Pricier than 66% of homes nearby

Living area1,480 ft²
SmallerTypical 1,725 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.29 ac
SmallerTypical 1.77 acBigger

Bigger than 3% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than 96% of homes nearby

How 445 E Water St ranks against every home in each area.
MeasureThis homeClarkesville 30523Habersham County
Estimated valuepricier than$385,98153% of homes73% of homes
Price per ft²pricier than$26166% of homes85% of homes
Living areabigger than1,480 ft²34% of homes40% of homes
Lot sizebigger than0.29 ac3% of homes7% of homes
Year builtnewer than202296% of homes96% of homes

About 445 E Water St

How much is 445 E Water St, Clarkesville, GA worth?

The TopHap Estimate for 445 E Water St, Clarkesville, GA is $385,981 as of Aug 30, 2026. The likely range is $287,736 to $484,226. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 E Water St, Clarkesville, GA last sell?

445 E Water St, Clarkesville, GA last sold on Mar 6, 2026 for $80,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 445 E Water St, Clarkesville, GA?

445 E Water St, Clarkesville, GA has 2 bedrooms, 2.5 bathrooms, 1,480 square feet of living space and a 0.29-acre lot.

When was 445 E Water St, Clarkesville, GA built?

445 E Water St, Clarkesville, GA was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 445 E Water St, Clarkesville, GA?

445 E Water St, Clarkesville, GA is assigned to Clarkesville Elementary School (elementary), rated B+; North Habersham Middle School (middle), rated A; Habersham Success Academy (high), rated D. All sit in Habersham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 E Water St, Clarkesville, GA compare to other homes in Clarkesville 30523?

Among the 6,570 homes in Clarkesville 30523, it is worth more than 53% of them ($385,981 against a typical $375,372), its price per square foot is higher than 66% of them ($261 against a typical $220), it is bigger than 34% of them (1,480 ft² against a typical 1,725 ft²), its lot is bigger than 3% of them (0.29 ac against a typical 1.77 ac) and it is newer than 96% of them (2022 against a typical 1995). Measured against all of Habersham County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 E Water St, Clarkesville, GA?

The 2026 property tax bill for 445 E Water St, Clarkesville, GA was $251. The county assessed it at $6,960.

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