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Single Family ResidenceResidential
Last sold for $10,500 on Oct 19, 2020

445 GEPHART ST SW

PALM BAY, FL 32908
0
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,500 · Oct 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,523 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,550 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$244,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,550

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jupiter Elementary SchoolC-
Elementary · Grades EE–6 · 1.2 mi
M
Southwest Middle SchoolC-
Middle · Grades 7–8 · 1.6 mi
H
Heritage High SchoolC-
High · Grades 9–12 · 4.1 mi

District: Brevard County School District

Neighborhood · ZIP 32908These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,975
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.928 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,337
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,878
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Gephart St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 75% of homes in Palm Bay 32908
  • Has a bigger lot than 65% of homes in Brevard County
  • Newer than 95% of homes in Brevard County

How it measures up in Palm Bay 32908

The dot is this home. The mark in the middle is the typical home in Palm Bay 32908.

Living area1,472 ft²
SmallerTypical 1,821 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 61% of homes nearby

Year built2022
OlderTypical 2007Newer

Newer than 76% of homes nearby

How 445 Gephart St Sw ranks against every home in each area.
MeasureThis homePalm Bay 32908Brevard County
Living areabigger than1,472 ft²25% of homes41% of homes
Lot sizebigger than0.23 ac61% of homes65% of homes
Year builtnewer than202276% of homes95% of homes

About 445 Gephart St Sw

When did 445 Gephart St Sw, Palm Bay, FL last sell?

445 Gephart St Sw, Palm Bay, FL last sold on Oct 19, 2020 for $10,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 445 Gephart St Sw, Palm Bay, FL?

445 Gephart St Sw, Palm Bay, FL has 1,472 square feet of living space and a 0.23-acre lot.

When was 445 Gephart St Sw, Palm Bay, FL built?

445 Gephart St Sw, Palm Bay, FL was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 445 Gephart St Sw, Palm Bay, FL?

445 Gephart St Sw, Palm Bay, FL is assigned to Jupiter Elementary School (elementary), rated C-; Southwest Middle School (middle), rated C-; Heritage High School (high), rated C-. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Gephart St Sw, Palm Bay, FL compare to other homes in Palm Bay 32908?

Among the 8,337 homes in Palm Bay 32908, it is bigger than 25% of them (1,472 ft² against a typical 1,821 ft²), its lot is bigger than 61% of them (0.23 ac against a typical 0.23 ac) and it is newer than 76% of them (2022 against a typical 2007). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Gephart St Sw, Palm Bay, FL?

The 2025 property tax bill for 445 Gephart St Sw, Palm Bay, FL was $4,523. The county assessed it at $241,550.

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