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Single Family ResidenceResidential
$248,203$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $236,000 on Feb 2, 2026

445 MAIN ST

ANDES, NY 13731
2
Beds
1
Baths
998 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$248K
$235K low$261K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Feb 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,356 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$142,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyDELAWARE
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 671 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Andes Central SchoolC-
Elementary · Grades PK–12 · 0.5 mi

District: Andes Central School District

Neighborhood · ZIP 13731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.985
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,227
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,205
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Andes 13731
  • Costs more per square foot than 78% of homes in Delaware County
  • Smaller than 78% of homes in Delaware County
  • Has a smaller lot than 95% of homes in Andes 13731
  • Newer than 78% of homes in Andes 13731

What homes are worth in Andes 13731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$1.2M

This home is worth more than 15% of homes in Andes 13731.

How it measures up in Andes 13731

The dot is this home. The mark in the middle is the typical home in Andes 13731.

Estimated value$248,203
CheaperTypical $379,000Pricier

Pricier than 15% of homes nearby

Price per ft²$249
CheaperTypical $253Pricier

Pricier than 48% of homes nearby

Living area998 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.32 ac
SmallerTypical 5.91 acBigger

Bigger than 5% of homes nearby

Year built1989
OlderTypical 1975Newer

Newer than 78% of homes nearby

How 445 Main St ranks against every home in each area.
MeasureThis homeAndes 13731Delaware County
Estimated valuepricier than$248,20315% of homes51% of homes
Price per ft²pricier than$24948% of homes78% of homes
Living areabigger than998 ft²27% of homes22% of homes
Lot sizebigger than0.32 ac5% of homes15% of homes
Year builtnewer than198978% of homes78% of homes

About 445 Main St

How much is 445 Main St, Andes, NY worth?

The TopHap Estimate for 445 Main St, Andes, NY is $248,203 as of Sep 24, 2026. The likely range is $235,355 to $261,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Main St, Andes, NY last sell?

445 Main St, Andes, NY last sold on Feb 2, 2026 for $236,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 445 Main St, Andes, NY?

445 Main St, Andes, NY has 2 bedrooms, 1 bathrooms, 998 square feet of living space and a 0.32-acre lot.

When was 445 Main St, Andes, NY built?

445 Main St, Andes, NY was built in 1989, making it 37 years old. It is a rustic home. The building has 1 story.

What schools serve 445 Main St, Andes, NY?

445 Main St, Andes, NY is assigned to Andes Central School (elementary), rated C-. All sit in Andes Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Main St, Andes, NY compare to other homes in Andes 13731?

Among the 1,239 homes in Andes 13731, it is worth more than 15% of them ($248,203 against a typical $379,000), its price per square foot is higher than 48% of them ($249 against a typical $253), it is bigger than 27% of them (998 ft² against a typical 1,380 ft²), its lot is bigger than 5% of them (0.32 ac against a typical 5.91 ac) and it is newer than 78% of them (1989 against a typical 1975). Measured against all of Delaware County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Main St, Andes, NY?

The 2025 property tax bill for 445 Main St, Andes, NY was $2,356. The county assessed it at $142,800.

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