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Rural ResidenceResidential
$198,612$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

445 MARY RUTHERFORD RD

LOVING, TX 76460
3
Beds
2
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.

Valuation

$199K
$141K low$256K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$282 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,880

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyYoung
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Graham Jr High SchoolB
Middle · Grades 6–8 · 8.9 mi
H
Graham High SchoolB-
High · Grades 9–12 · 9.4 mi
E
Graham Elementary SchoolC
Elementary · Grades PK–5 · 9.6 mi

District: Graham Independent School District

Neighborhood · ZIP 76460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.376
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,245
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,001
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Mary Rutherford Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Young County
  • Has a bigger lot than 76% of homes in Young County
  • Newer than 81% of homes in Young County

What homes are worth in Loving 76460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$1.2M

This home is worth more than 39% of homes in Loving 76460.

How it measures up in Loving 76460

The dot is this home. The mark in the middle is the typical home in Loving 76460.

Estimated value$198,612
CheaperTypical $260,930Pricier

Pricier than 39% of homes nearby

Price per ft²$107
CheaperTypical $123Pricier

Pricier than 45% of homes nearby

Living area1,848 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 62% of homes nearby

Lot size2 ac
SmallerTypical 4.01 acBigger

Bigger than 45% of homes nearby

Year built1992
OlderTypical 1984Newer

Newer than 60% of homes nearby

How 445 Mary Rutherford Rd ranks against every home in each area.
MeasureThis homeLoving 76460Young County
Estimated valuepricier than$198,61239% of homes57% of homes
Price per ft²pricier than$10745% of homes50% of homes
Living areabigger than1,848 ft²62% of homes70% of homes
Lot sizebigger than2 ac45% of homes76% of homes
Year builtnewer than199260% of homes81% of homes

About 445 Mary Rutherford Rd

How much is 445 Mary Rutherford Rd, Loving, TX worth?

The TopHap Estimate for 445 Mary Rutherford Rd, Loving, TX is $198,612 as of Jul 14, 2026. The likely range is $140,924 to $256,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Mary Rutherford Rd, Loving, TX last sell?

445 Mary Rutherford Rd, Loving, TX last sold on Jan 12, 2015, according to the county's recorded deed.

How big is 445 Mary Rutherford Rd, Loving, TX?

445 Mary Rutherford Rd, Loving, TX has 3 bedrooms, 2 bathrooms, 1,848 square feet of living space and a 2.00-acre lot.

When was 445 Mary Rutherford Rd, Loving, TX built?

445 Mary Rutherford Rd, Loving, TX was built in 1992, making it 34 years old.

What schools serve 445 Mary Rutherford Rd, Loving, TX?

445 Mary Rutherford Rd, Loving, TX is assigned to Graham Jr High School (middle), rated B; Graham High School (high), rated B-; Graham Elementary School (elementary), rated C. All sit in Graham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Mary Rutherford Rd, Loving, TX compare to other homes in Loving 76460?

Among the 145 homes in Loving 76460, it is worth more than 39% of them ($198,612 against a typical $260,930), its price per square foot is higher than 45% of them ($107 against a typical $123), it is bigger than 62% of them (1,848 ft² against a typical 1,664 ft²), its lot is bigger than 45% of them (2 ac against a typical 4.01 ac) and it is newer than 60% of them (1992 against a typical 1984). Measured against all of Young County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Mary Rutherford Rd, Loving, TX?

The 2025 property tax bill for 445 Mary Rutherford Rd, Loving, TX was $282. The county assessed it at $44,880.

More homes on Mary Rutherford Rd

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