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Single Family ResidenceResidential
$483,395$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

445 N RIVER RD

WATERVILLE, OH 43566
4
Beds
3
Baths
4,750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$483K
$434K low$533K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,659 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,975
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$237,195
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$545,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.45 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.3.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 690 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterville Primary SchoolA
Elementary · Grades KG–4 · 0.6 mi
M
Anthony Wayne Junior High SchoolA
Middle · Grades 7–8 · 3.6 mi
H
Anthony Wayne High SchoolB+
High · Grades 9–12 · 3.6 mi

District: Anthony Wayne Local School District

Neighborhood · ZIP 43566These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.33
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.136
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.8,896
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.440 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,040
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,753
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Lucas County
  • Costs less per square foot than 98% of homes in Waterville 43566
  • Among the largest homes in Waterville 43566
  • Has a bigger lot than 97% of homes in Lucas County
  • Older than 93% of homes in Waterville 43566

What homes are worth in Waterville 43566

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$587K

This home is worth more than 87% of homes in Waterville 43566.

How it measures up in Waterville 43566

The dot is this home. The mark in the middle is the typical home in Waterville 43566.

Estimated value$483,395
CheaperTypical $334,509Pricier

Pricier than 87% of homes nearby

Price per ft²$102
CheaperTypical $179Pricier

Pricier than 2% of homes nearby

Living area4,750 ft²
SmallerTypical 1,927 ft²Bigger

Bigger than almost all homes nearby

Lot size3.3 ac
SmallerTypical 0.32 acBigger

Bigger than 94% of homes nearby

Year built1912
OlderTypical 1983Newer

Newer than 7% of homes nearby

How 445 N River Rd ranks against every home in each area.
MeasureThis homeWaterville 43566Lucas County
Estimated valuepricier than$483,39587% of homes94% of homes
Price per ft²pricier than$1022% of homes37% of homes
Living areabigger than4,750 ft²almost all homesalmost all homes
Lot sizebigger than3.3 ac94% of homes97% of homes
Year builtnewer than19127% of homes13% of homes

About 445 N River Rd

How much is 445 N River Rd, Waterville, OH worth?

The TopHap Estimate for 445 N River Rd, Waterville, OH is $483,395 as of Aug 30, 2026. The likely range is $433,923 to $532,867. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 445 N River Rd, Waterville, OH?

445 N River Rd, Waterville, OH has 4 bedrooms, 3 bathrooms, 4,750 square feet of living space and a 3.30-acre lot.

When was 445 N River Rd, Waterville, OH built?

445 N River Rd, Waterville, OH was built in 1912, making it 114 years old. It is a conventional home. The building has 2 stories.

What schools serve 445 N River Rd, Waterville, OH?

445 N River Rd, Waterville, OH is assigned to Waterville Primary School (elementary), rated A; Anthony Wayne Junior High School (middle), rated A; Anthony Wayne High School (high), rated B+. All sit in Anthony Wayne Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 N River Rd, Waterville, OH compare to other homes in Waterville 43566?

Among the 3,224 homes in Waterville 43566, it is worth more than 87% of them ($483,395 against a typical $334,509), its price per square foot is higher than 2% of them ($102 against a typical $179), it is bigger than almost all of them (4,750 ft² against a typical 1,927 ft²), its lot is bigger than 94% of them (3.3 ac against a typical 0.32 ac) and it is newer than 7% of them (1912 against a typical 1983). Measured against all of Lucas County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 N River Rd, Waterville, OH?

The 2025 property tax bill for 445 N River Rd, Waterville, OH was $9,659. The county assessed it at $190,750.

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