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Rural ResidenceResidential
$255,441$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

445 PHILLIPS LN

STEWART, TN 37175
3
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
36 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$255K
$227K low$284K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyHouston
Lot (acres)The size of the land the home sits on, from county records.36.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²ShedPatio · 314 ft²Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tennessee Ridge Elementary SchoolC
Elementary · Grades PK–5 · 6.2 mi
M
Houston County Middle SchoolD
Middle · Grades 6–8 · 9.3 mi
H
Houston County High SchoolB-
High · Grades 9–12 · 12.7 mi

District: Houston County School District

Neighborhood · ZIP 37175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.169
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,839
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,907
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Phillips Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Stewart 37175
  • Costs less per square foot than 73% of homes in Houston County
  • Bigger than 92% of homes in Stewart 37175
  • Has a bigger lot than 91% of homes in Houston County
  • Newer than 86% of homes in Houston County

What homes are worth in Stewart 37175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$729K

This home is worth more than 69% of homes in Stewart 37175.

How it measures up in Stewart 37175

The dot is this home. The mark in the middle is the typical home in Stewart 37175.

Estimated value$255,441
CheaperTypical $170,694Pricier

Pricier than 69% of homes nearby

Price per ft²$118
CheaperTypical $147Pricier

Pricier than 34% of homes nearby

Living area2,160 ft²
SmallerTypical 1,198 ft²Bigger

Bigger than 92% of homes nearby

Lot size36 ac
SmallerTypical 1.67 acBigger

Bigger than 90% of homes nearby

Year built2008
OlderTypical 1991Newer

Newer than 83% of homes nearby

How 445 Phillips Ln ranks against every home in each area.
MeasureThis homeStewart 37175Houston County
Estimated valuepricier than$255,44169% of homes68% of homes
Price per ft²pricier than$11834% of homes27% of homes
Living areabigger than2,160 ft²92% of homes91% of homes
Lot sizebigger than36 ac90% of homes91% of homes
Year builtnewer than200883% of homes86% of homes

About 445 Phillips Ln

How much is 445 Phillips Ln, Stewart, TN worth?

The TopHap Estimate for 445 Phillips Ln, Stewart, TN is $255,441 as of Sep 24, 2026. The likely range is $227,056 to $283,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 445 Phillips Ln, Stewart, TN?

445 Phillips Ln, Stewart, TN has 3 bathrooms, 2,160 square feet of living space and a 36.00-acre lot.

When was 445 Phillips Ln, Stewart, TN built?

445 Phillips Ln, Stewart, TN was built in 2008, making it 18 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 445 Phillips Ln, Stewart, TN?

445 Phillips Ln, Stewart, TN is assigned to Tennessee Ridge Elementary School (elementary), rated C; Houston County Middle School (middle), rated D; Houston County High School (high), rated B-. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Phillips Ln, Stewart, TN compare to other homes in Stewart 37175?

Among the 833 homes in Stewart 37175, it is worth more than 69% of them ($255,441 against a typical $170,694), its price per square foot is higher than 34% of them ($118 against a typical $147), it is bigger than 92% of them (2,160 ft² against a typical 1,198 ft²), its lot is bigger than 90% of them (36 ac against a typical 1.67 ac) and it is newer than 83% of them (2008 against a typical 1991). Measured against all of Houston County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Phillips Ln, Stewart, TN?

The 2025 property tax bill for 445 Phillips Ln, Stewart, TN was $876. The county assessed it at $50,650.

More homes on Phillips Ln

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Assigned schools

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