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Residential (General/Single)Residential
$1,072,352$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $690,000 on Feb 8, 2023

445 RIDGELAND TER

LEONIA, NJ 07605
0
Baths
3,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$690,000 · Feb 8, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$252,352
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$201,882
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$552,000
UNITED NATIONS FCU · 4.62% 1 · recorded Feb 8, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$268,000
UNITED NATIONS FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,249 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,037,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$512,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$525,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$616,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,037,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Leonia Middle SchoolA-
Middle · Grades 5–8 · 0.5 mi
E
Anna C. Scott Elementary SchoolB
Elementary · Grades PK–4 · 0.6 mi
H
Leonia High SchoolB+
High · Grades 9–12 · 0.8 mi

District: Leonia Public Schools

Neighborhood · ZIP 07605These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.9,714
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,041 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,097
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Ridgeland Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Leonia 07605
  • Costs less per square foot than 96% of homes in Leonia 07605
  • Bigger than 95% of homes in Leonia 07605
  • Has a bigger lot than 78% of homes in Leonia 07605
  • Newer than 85% of homes in Leonia 07605

What homes are worth in Leonia 07605

Each bar is how many homes fall in that price range. The marker is this home.

This home
$417K$1.4M

This home is worth more than 85% of homes in Leonia 07605.

How it measures up in Leonia 07605

The dot is this home. The mark in the middle is the typical home in Leonia 07605.

Estimated value$1,072,352
CheaperTypical $843,927Pricier

Pricier than 85% of homes nearby

Price per ft²$328
CheaperTypical $441Pricier

Pricier than 4% of homes nearby

Living area3,272 ft²
SmallerTypical 1,892 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.23 ac
SmallerTypical 0.16 acBigger

Bigger than 78% of homes nearby

Year built1969
OlderTypical 1935Newer

Newer than 85% of homes nearby

How 445 Ridgeland Ter ranks against every home in each area.
MeasureThis homeLeonia 07605Bergen County
Estimated valuepricier than$1,072,35285% of homes77% of homes
Price per ft²pricier than$3284% of homes11% of homes
Living areabigger than3,272 ft²95% of homes89% of homes
Lot sizebigger than0.23 ac78% of homes65% of homes
Year builtnewer than196985% of homes71% of homes

About 445 Ridgeland Ter

How much is 445 Ridgeland Ter, Leonia, NJ worth?

The TopHap Estimate for 445 Ridgeland Ter, Leonia, NJ is $1,072,352 as of Jul 14, 2026. The likely range is $1,011,999 to $1,132,705. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Ridgeland Ter, Leonia, NJ last sell?

445 Ridgeland Ter, Leonia, NJ last sold on Feb 8, 2023 for $690,000, according to the county's recorded deed.

How big is 445 Ridgeland Ter, Leonia, NJ?

445 Ridgeland Ter, Leonia, NJ has 3,272 square feet of living space and a 0.23-acre lot.

When was 445 Ridgeland Ter, Leonia, NJ built?

445 Ridgeland Ter, Leonia, NJ was built in 1969, making it 57 years old. The building has 2 stories.

What schools serve 445 Ridgeland Ter, Leonia, NJ?

445 Ridgeland Ter, Leonia, NJ is assigned to Leonia Middle School (middle), rated A-; Anna C. Scott Elementary School (elementary), rated B; Leonia High School (high), rated B+. All sit in Leonia Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Ridgeland Ter, Leonia, NJ compare to other homes in Leonia 07605?

Among the 2,158 homes in Leonia 07605, it is worth more than 85% of them ($1,072,352 against a typical $843,927), its price per square foot is higher than 4% of them ($328 against a typical $441), it is bigger than 95% of them (3,272 ft² against a typical 1,892 ft²), its lot is bigger than 78% of them (0.23 ac against a typical 0.16 ac) and it is newer than 85% of them (1969 against a typical 1935). Measured against all of Bergen County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Ridgeland Ter, Leonia, NJ?

The 2025 property tax bill for 445 Ridgeland Ter, Leonia, NJ was $22,249. The county assessed it at $1,037,800.

Closest homes

More homes in Leonia 07605

Assigned schools

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