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Single Family ResidenceResidential
$223,773$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

445 RIDGEWOOD DR

CHICKAMAUGA, GA 30707
2
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$224K
$212K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$121,973
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$97,578
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,800
TENNESSEE VALLEY FCU · R · recorded Nov 15, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
TENNESSEE VALLEY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,885 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$78,579
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,312

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyWalker
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Ridge Elementary SchoolC
Elementary · Grades PK–5 · 1.2 mi
H
Ridgeland High SchoolC-
High · Grades 9–12 · 3.4 mi
M
Chattanooga Valley Middle SchoolC
Middle · Grades 6–8 · 3.6 mi

District: Walker County School District

Neighborhood · ZIP 30707These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.144

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,601
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Chickamauga 30707
  • Costs more per square foot than 77% of homes in Walker County
  • Smaller than 82% of homes in Chickamauga 30707
  • Has a smaller lot than 70% of homes in Chickamauga 30707

What homes are worth in Chickamauga 30707

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$850K

This home is worth more than 35% of homes in Chickamauga 30707.

How it measures up in Chickamauga 30707

The dot is this home. The mark in the middle is the typical home in Chickamauga 30707.

Estimated value$223,773
CheaperTypical $262,392Pricier

Pricier than 35% of homes nearby

Price per ft²$205
CheaperTypical $179Pricier

Pricier than 71% of homes nearby

Living area1,092 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.5 ac
SmallerTypical 0.94 acBigger

Bigger than 30% of homes nearby

Year built1985
OlderTypical 1981Newer

Newer than 55% of homes nearby

How 445 Ridgewood Dr ranks against every home in each area.
MeasureThis homeChickamauga 30707Walker County
Estimated valuepricier than$223,77335% of homes46% of homes
Price per ft²pricier than$20571% of homes77% of homes
Living areabigger than1,092 ft²18% of homes21% of homes
Lot sizebigger than0.5 ac30% of homes37% of homes
Year builtnewer than198555% of homes61% of homes

About 445 Ridgewood Dr

How much is 445 Ridgewood Dr, Chickamauga, GA worth?

The TopHap Estimate for 445 Ridgewood Dr, Chickamauga, GA is $223,773 as of Jul 14, 2026. The likely range is $212,347 to $235,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Ridgewood Dr, Chickamauga, GA last sell?

445 Ridgewood Dr, Chickamauga, GA last sold on May 26, 2022, according to the county's recorded deed.

How big is 445 Ridgewood Dr, Chickamauga, GA?

445 Ridgewood Dr, Chickamauga, GA has 2 bathrooms, 1,092 square feet of living space and a 0.50-acre lot.

When was 445 Ridgewood Dr, Chickamauga, GA built?

445 Ridgewood Dr, Chickamauga, GA was built in 1985, making it 41 years old. It is a split foyer home. The building has 1 story.

What schools serve 445 Ridgewood Dr, Chickamauga, GA?

445 Ridgewood Dr, Chickamauga, GA is assigned to Cherokee Ridge Elementary School (elementary), rated C; Ridgeland High School (high), rated C-; Chattanooga Valley Middle School (middle), rated C. All sit in Walker County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Ridgewood Dr, Chickamauga, GA compare to other homes in Chickamauga 30707?

Among the 6,235 homes in Chickamauga 30707, it is worth more than 35% of them ($223,773 against a typical $262,392), its price per square foot is higher than 71% of them ($205 against a typical $179), it is bigger than 18% of them (1,092 ft² against a typical 1,488 ft²), its lot is bigger than 30% of them (0.5 ac against a typical 0.94 ac) and it is newer than 55% of them (1985 against a typical 1981). Measured against all of Walker County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Ridgewood Dr, Chickamauga, GA?

The 2025 property tax bill for 445 Ridgewood Dr, Chickamauga, GA was $1,885. The county assessed it at $88,525.

More homes on Ridgewood Dr

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Assigned schools

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