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Single Family ResidenceResidential
$76,454
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $23,000 on Jun 26, 1992

445 SPRUCE ST

MADERA, PA 16661
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.

Valuation

$76K
$53K low$100K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$23,000 · Jun 26, 1992

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$882 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,150 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEARFIELD
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moshannon Valley Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.8 mi
E
Moshannon Valley Elementary SchoolC-
Elementary · Grades KG–6 · 1.9 mi

District: Moshannon Valley School District

Neighborhood · ZIP 16661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,113
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,862
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Clearfield County
  • Has a smaller lot than 66% of homes in Madera 16661
  • Older than 78% of homes in Clearfield County

What homes are worth in Madera 16661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$277K

This home is worth more than 41% of homes in Madera 16661.

How it measures up in Madera 16661

The dot is this home. The mark in the middle is the typical home in Madera 16661.

Estimated value$76,454
CheaperTypical $84,739Pricier

Pricier than 41% of homes nearby

Lot size0.3 ac
SmallerTypical 0.46 acBigger

Bigger than 34% of homes nearby

Year built1906
OlderTypical 1920Newer

Newer than 35% of homes nearby

How 445 Spruce St ranks against every home in each area.
MeasureThis homeMadera 16661Clearfield County
Estimated valuepricier than$76,45441% of homes23% of homes
Lot sizebigger than0.3 ac34% of homes34% of homes
Year builtnewer than190635% of homes22% of homes

About 445 Spruce St

How much is 445 Spruce St, Madera, PA worth?

The TopHap Estimate for 445 Spruce St, Madera, PA is $76,454 as of Oct 21, 2026. The likely range is $52,839 to $100,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Spruce St, Madera, PA last sell?

445 Spruce St, Madera, PA last sold on Jun 26, 1992 for $23,000, according to the county's recorded deed.

When was 445 Spruce St, Madera, PA built?

445 Spruce St, Madera, PA was built in 1906, making it 120 years old.

What schools serve 445 Spruce St, Madera, PA?

445 Spruce St, Madera, PA is assigned to Moshannon Valley Junior/Senior High School (middle), rated C-; Moshannon Valley Elementary School (elementary), rated C-. All sit in Moshannon Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Spruce St, Madera, PA compare to other homes in Madera 16661?

Among the 467 homes in Madera 16661, it is worth more than 41% of them ($76,454 against a typical $84,739), its lot is bigger than 34% of them (0.3 ac against a typical 0.46 ac) and it is newer than 35% of them (1906 against a typical 1920). Measured against all of Clearfield County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Spruce St, Madera, PA?

The 2026 property tax bill for 445 Spruce St, Madera, PA was $882. The county assessed it at $13,150.

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