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Single Family ResidenceResidential
$306,413$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

445 THREE RDGS

ROSELAND, VA 22967
3
Beds
2
Baths
1,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$306K
$287K low$326K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,413
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,130
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
SIDUS FINANCIAL LLC · recorded Aug 22, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,618 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockfish River Elementary SchoolB
Elementary · Grades PK–5 · 6.3 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 12.8 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 12.9 mi

District: Nelson County Public Schools

Neighborhood · ZIP 22967These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Three Rdgs measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Roseland 22967
  • Smaller than 69% of homes in Nelson County
  • Has a smaller lot than 96% of homes in Nelson County
  • Older than 78% of homes in Roseland 22967

What homes are worth in Roseland 22967

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$1.2M

This home is worth more than 45% of homes in Roseland 22967.

How it measures up in Roseland 22967

The dot is this home. The mark in the middle is the typical home in Roseland 22967.

Estimated value$306,413
CheaperTypical $357,479Pricier

Pricier than 45% of homes nearby

Price per ft²$257
CheaperTypical $293Pricier

Pricier than 35% of homes nearby

Living area1,193 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 32% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.5 acBigger

Bigger than 11% of homes nearby

Year built1977
OlderTypical 1984Newer

Newer than 22% of homes nearby

How 445 Three Rdgs ranks against every home in each area.
MeasureThis homeRoseland 22967Nelson County
Estimated valuepricier than$306,41345% of homes59% of homes
Price per ft²pricier than$25735% of homes52% of homes
Living areabigger than1,193 ft²32% of homes31% of homes
Lot sizebigger than3,049 ft²11% of homes4% of homes
Year builtnewer than197722% of homes33% of homes

About 445 Three Rdgs

How much is 445 Three Rdgs, Roseland, VA worth?

The TopHap Estimate for 445 Three Rdgs, Roseland, VA is $306,413 as of Jul 14, 2026. The likely range is $286,977 to $325,849. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Three Rdgs, Roseland, VA last sell?

445 Three Rdgs, Roseland, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 445 Three Rdgs, Roseland, VA?

445 Three Rdgs, Roseland, VA has 3 bedrooms, 2 bathrooms, 1,193 square feet of living space and a 0.07-acre lot.

When was 445 Three Rdgs, Roseland, VA built?

445 Three Rdgs, Roseland, VA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 445 Three Rdgs, Roseland, VA?

445 Three Rdgs, Roseland, VA is assigned to Rockfish River Elementary School (elementary), rated B; Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Three Rdgs, Roseland, VA compare to other homes in Roseland 22967?

Among the 4,141 homes in Roseland 22967, it is worth more than 45% of them ($306,413 against a typical $357,479), its price per square foot is higher than 35% of them ($257 against a typical $293), it is bigger than 32% of them (1,193 ft² against a typical 1,456 ft²), its lot is bigger than 11% of them (3,049 ft² against a typical 0.5 ac) and it is newer than 22% of them (1977 against a typical 1984). Measured against all of Nelson County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Three Rdgs, Roseland, VA?

The 2026 property tax bill for 445 Three Rdgs, Roseland, VA was $1,618. The county assessed it at $289,000.

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