Skip to content
Skip to content
TopHapOpen in map
Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $94,000 on Oct 30, 2003

445 W SAGINAW ST

HEMLOCK, MI 48626
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,000 · Oct 30, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,273 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 224 ft²Porch · 35 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hemlock Middle SchoolB+
Middle · Grades 5–8 · 0.3 mi
H
Hemlock High SchoolA-
High · Grades 9–12 · 0.4 mi
E
Kc Ling Elementary SchoolB+
Elementary · Grades 1–4 · 0.5 mi

District: Hemlock Public School District

Neighborhood · ZIP 48626These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.5,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,000
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 W Saginaw St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 73% of homes in Hemlock 48626
  • Has a smaller lot than 85% of homes in Hemlock 48626
  • Newer than 92% of homes in Saginaw County

How it measures up in Hemlock 48626

The dot is this home. The mark in the middle is the typical home in Hemlock 48626.

Living area1,344 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.37 ac
SmallerTypical 1.61 acBigger

Bigger than 15% of homes nearby

Year built2000
OlderTypical 1972Newer

Newer than 86% of homes nearby

How 445 W Saginaw St ranks against every home in each area.
MeasureThis homeHemlock 48626Saginaw County
Living areabigger than1,344 ft²27% of homes46% of homes
Lot sizebigger than0.37 ac15% of homes57% of homes
Year builtnewer than200086% of homes92% of homes

About 445 W Saginaw St

When did 445 W Saginaw St, Hemlock, MI last sell?

445 W Saginaw St, Hemlock, MI last sold on Oct 30, 2003 for $94,000, according to the county's recorded deed.

How big is 445 W Saginaw St, Hemlock, MI?

445 W Saginaw St, Hemlock, MI has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 0.37-acre lot.

When was 445 W Saginaw St, Hemlock, MI built?

445 W Saginaw St, Hemlock, MI was built in 2000, making it 26 years old. It is a modular home. The building has 1 story.

What schools serve 445 W Saginaw St, Hemlock, MI?

445 W Saginaw St, Hemlock, MI is assigned to Hemlock Middle School (middle), rated B+; Hemlock High School (high), rated A-; Kc Ling Elementary School (elementary), rated B+. All sit in Hemlock Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 W Saginaw St, Hemlock, MI compare to other homes in Hemlock 48626?

Among the 2,411 homes in Hemlock 48626, it is bigger than 27% of them (1,344 ft² against a typical 1,620 ft²), its lot is bigger than 15% of them (0.37 ac against a typical 1.61 ac) and it is newer than 86% of them (2000 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 W Saginaw St, Hemlock, MI?

The 2025 property tax bill for 445 W Saginaw St, Hemlock, MI was $3,273. The county assessed it at $87,300.

More homes on W Saginaw St

Closest homes

More homes in Hemlock 48626

Assigned schools

Explore the area

See this home in context

Open 445 W Saginaw St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map