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Single Family ResidenceResidential
$310,461$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $105,000 on Apr 24, 2013

446 ADAMS ST

ELGIN, IL 60123
4
Beds
2
Baths
1,677 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$310K
$281K low$340K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Apr 24, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,543 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,003
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,317
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,739

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(6)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lowrie Elementary SchoolD+
Elementary · Grades KG–6 · 0.3 mi
M
Abbott Middle SchoolD+
Middle · Grades 7–8 · 0.9 mi
H
Larkin High SchoolD+
High · Grades 9–12 · 1.4 mi

District: School District U-46

Neighborhood · ZIP 60123These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,813
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 Adams St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Kane County
  • Costs less per square foot than 76% of homes in Kane County
  • Bigger than 65% of homes in Elgin 60123
  • Has a smaller lot than 79% of homes in Kane County
  • Older than 82% of homes in Kane County

What homes are worth in Elgin 60123

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$521K

This home is worth more than 51% of homes in Elgin 60123.

How it measures up in Elgin 60123

The dot is this home. The mark in the middle is the typical home in Elgin 60123.

Estimated value$310,461
CheaperTypical $309,394Pricier

Pricier than 51% of homes nearby

Price per ft²$185
CheaperTypical $207Pricier

Pricier than 25% of homes nearby

Living area1,677 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 23% of homes nearby

Year built1948
OlderTypical 1971Newer

Newer than 27% of homes nearby

How 446 Adams St ranks against every home in each area.
MeasureThis homeElgin 60123Kane County
Estimated valuepricier than$310,46151% of homes33% of homes
Price per ft²pricier than$18525% of homes24% of homes
Living areabigger than1,677 ft²65% of homes47% of homes
Lot sizebigger than0.17 ac23% of homes21% of homes
Year builtnewer than194827% of homes18% of homes

About 446 Adams St

How much is 446 Adams St, Elgin, IL worth?

The TopHap Estimate for 446 Adams St, Elgin, IL is $310,461 as of Sep 24, 2026. The likely range is $280,889 to $340,033. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 Adams St, Elgin, IL last sell?

446 Adams St, Elgin, IL last sold on Apr 24, 2013 for $105,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 446 Adams St, Elgin, IL?

446 Adams St, Elgin, IL has 4 bedrooms, 2 bathrooms, 1,677 square feet of living space and a 0.17-acre lot.

When was 446 Adams St, Elgin, IL built?

446 Adams St, Elgin, IL was built in 1948, making it 78 years old. It is a cape cod home. The building has 2 stories.

What schools serve 446 Adams St, Elgin, IL?

446 Adams St, Elgin, IL is assigned to Lowrie Elementary School (elementary), rated D+; Abbott Middle School (middle), rated D+; Larkin High School (high), rated D+. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 Adams St, Elgin, IL compare to other homes in Elgin 60123?

Among the 12,912 homes in Elgin 60123, it is worth more than 51% of them ($310,461 against a typical $309,394), its price per square foot is higher than 25% of them ($185 against a typical $207), it is bigger than 65% of them (1,677 ft² against a typical 1,488 ft²), its lot is bigger than 23% of them (0.17 ac against a typical 0.21 ac) and it is newer than 27% of them (1948 against a typical 1971). Measured against all of Kane County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 Adams St, Elgin, IL?

The 2025 property tax bill for 446 Adams St, Elgin, IL was $6,374. The county assessed it at $91,543.

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