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Single Family ResidentialResidential
$109,916$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

446 FREEMAN CREEK RD

TOCCOA, GA 30577
0
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$110K
$74K low$146K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$380 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,826 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,568
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,826
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$34,566

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.161 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.5.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 2.3 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 2.5 mi
H
Stephens County High SchoolC
High · Grades 9–12 · 2.8 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 Freeman Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Toccoa 30577
  • Costs less per square foot than 92% of homes in Toccoa 30577
  • Has a bigger lot than 85% of homes in Toccoa 30577
  • Newer than 65% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$739K

This home is worth more than 18% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$109,916
CheaperTypical $214,616Pricier

Pricier than 18% of homes nearby

Price per ft²$71
CheaperTypical $140Pricier

Pricier than 8% of homes nearby

Living area1,539 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 53% of homes nearby

Lot size5.01 ac
SmallerTypical 0.95 acBigger

Bigger than 85% of homes nearby

Year built1986
OlderTypical 1976Newer

Newer than 65% of homes nearby

How 446 Freeman Creek Rd ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$109,91618% of homes20% of homes
Price per ft²pricier than$718% of homes8% of homes
Living areabigger than1,539 ft²53% of homes52% of homes
Lot sizebigger than5.01 ac85% of homes85% of homes
Year builtnewer than198665% of homes60% of homes

About 446 Freeman Creek Rd

How much is 446 Freeman Creek Rd, Toccoa, GA worth?

The TopHap Estimate for 446 Freeman Creek Rd, Toccoa, GA is $109,916 as of Sep 24, 2026. The likely range is $74,219 to $145,613. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 Freeman Creek Rd, Toccoa, GA last sell?

446 Freeman Creek Rd, Toccoa, GA last sold on Oct 19, 2023, according to the county's recorded deed.

How big is 446 Freeman Creek Rd, Toccoa, GA?

446 Freeman Creek Rd, Toccoa, GA has 1,539 square feet of living space and a 5.01-acre lot.

When was 446 Freeman Creek Rd, Toccoa, GA built?

446 Freeman Creek Rd, Toccoa, GA was built in 1986, making it 40 years old.

What schools serve 446 Freeman Creek Rd, Toccoa, GA?

446 Freeman Creek Rd, Toccoa, GA is assigned to Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary); Stephens County High School (high), rated C. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 Freeman Creek Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 18% of them ($109,916 against a typical $214,616), its price per square foot is higher than 8% of them ($71 against a typical $140), it is bigger than 53% of them (1,539 ft² against a typical 1,497 ft²), its lot is bigger than 85% of them (5.01 ac against a typical 0.95 ac) and it is newer than 65% of them (1986 against a typical 1976). Measured against all of Stephens County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 Freeman Creek Rd, Toccoa, GA?

The 2025 property tax bill for 446 Freeman Creek Rd, Toccoa, GA was $380. The county assessed it at $13,826.

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