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Single Family ResidenceResidential
$333,188$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

446 SETTLERS RIDGE DR

KANNAPOLIS, NC 28081
3
Beds
3 / 1
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$333K
$287K low$380K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$333,188
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$266,550

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$297,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,520

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCabarrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 20 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winecoff Elementary SchoolB-
Elementary · Grades PK–5 · 1.7 mi
H
Northwest Cabarrus High SchoolB
High · Grades 9–12 · 2.2 mi
M
Northwest Cabarrus Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.971 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,643
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 Settlers Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Kannapolis 28081
  • Has a smaller lot than 78% of homes in Kannapolis 28081
  • Newer than 80% of homes in Kannapolis 28081

What homes are worth in Kannapolis 28081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$798K

This home is worth more than 65% of homes in Kannapolis 28081.

How it measures up in Kannapolis 28081

The dot is this home. The mark in the middle is the typical home in Kannapolis 28081.

Estimated value$333,188
CheaperTypical $279,901Pricier

Pricier than 65% of homes nearby

Price per ft²$201
CheaperTypical $187Pricier

Pricier than 63% of homes nearby

Living area1,656 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.2 ac
SmallerTypical 0.34 acBigger

Bigger than 22% of homes nearby

Year built2008
OlderTypical 1980Newer

Newer than 80% of homes nearby

How 446 Settlers Ridge Dr ranks against every home in each area.
MeasureThis homeKannapolis 28081Cabarrus County
Estimated valuepricier than$333,18865% of homes40% of homes
Price per ft²pricier than$20163% of homes50% of homes
Living areabigger than1,656 ft²60% of homes41% of homes
Lot sizebigger than0.2 ac22% of homes28% of homes
Year builtnewer than200880% of homes74% of homes

About 446 Settlers Ridge Dr

How much is 446 Settlers Ridge Dr, Kannapolis, NC worth?

The TopHap Estimate for 446 Settlers Ridge Dr, Kannapolis, NC is $333,188 as of Jul 14, 2026. The likely range is $286,722 to $379,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 Settlers Ridge Dr, Kannapolis, NC last sell?

446 Settlers Ridge Dr, Kannapolis, NC last sold on Jun 5, 2024, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 446 Settlers Ridge Dr, Kannapolis, NC?

446 Settlers Ridge Dr, Kannapolis, NC has 3 bedrooms, 3 bathrooms, 1,656 square feet of living space and a 0.20-acre lot.

When was 446 Settlers Ridge Dr, Kannapolis, NC built?

446 Settlers Ridge Dr, Kannapolis, NC was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 446 Settlers Ridge Dr, Kannapolis, NC?

446 Settlers Ridge Dr, Kannapolis, NC is assigned to Winecoff Elementary School (elementary), rated B-; Northwest Cabarrus High School (high), rated B; Northwest Cabarrus Middle School (middle), rated B+. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 Settlers Ridge Dr, Kannapolis, NC compare to other homes in Kannapolis 28081?

Among the 11,248 homes in Kannapolis 28081, it is worth more than 65% of them ($333,188 against a typical $279,901), its price per square foot is higher than 63% of them ($201 against a typical $187), it is bigger than 60% of them (1,656 ft² against a typical 1,512 ft²), its lot is bigger than 22% of them (0.2 ac against a typical 0.34 ac) and it is newer than 80% of them (2008 against a typical 1980). Measured against all of Cabarrus County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 Settlers Ridge Dr, Kannapolis, NC?

The 2025 property tax bill for 446 Settlers Ridge Dr, Kannapolis, NC was $3,378. The county assessed it at $297,520.

Closest homes

More homes in Kannapolis 28081

Assigned schools

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