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Single Family ResidenceResidential
$244,345$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $58,000 on Oct 22, 2013

446 SUMMIT ST

ELGIN, IL 60120
3
Beds
1.5
Baths
1,115 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.
5
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$244K
$233K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Oct 22, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,517 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,088
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,232
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,056

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Larsen Middle SchoolD-
Middle · Grades 7–8 · 0.2 mi
E
McKinley Elementary SchoolD-
Elementary · Grades KG–6 · 0.4 mi
H
Elgin High SchoolD
High · Grades 9–12 · 2.0 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Kane County
  • Smaller than 85% of homes in Kane County
  • Has a smaller lot than 73% of homes in Kane County
  • Older than 84% of homes in Kane County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$580K

This home is worth more than 27% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$244,345
CheaperTypical $284,675Pricier

Pricier than 27% of homes nearby

Price per ft²$219
CheaperTypical $205Pricier

Pricier than 63% of homes nearby

Living area1,115 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 41% of homes nearby

Year built1944
OlderTypical 1968Newer

Newer than 36% of homes nearby

How 446 Summit St ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Estimated valuepricier than$244,34527% of homes12% of homes
Price per ft²pricier than$21963% of homes53% of homes
Living areabigger than1,115 ft²22% of homes15% of homes
Lot sizebigger than0.18 ac41% of homes27% of homes
Year builtnewer than194436% of homes16% of homes

About 446 Summit St

How much is 446 Summit St, Elgin, IL worth?

The TopHap Estimate for 446 Summit St, Elgin, IL is $244,345 as of Oct 21, 2026. The likely range is $232,768 to $255,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 Summit St, Elgin, IL last sell?

446 Summit St, Elgin, IL last sold on Oct 22, 2013 for $58,000, according to the county's recorded deed.

How big is 446 Summit St, Elgin, IL?

446 Summit St, Elgin, IL has 3 bedrooms, 1.5 bathrooms, 1,115 square feet of living space and a 0.18-acre lot.

When was 446 Summit St, Elgin, IL built?

446 Summit St, Elgin, IL was built in 1944, making it 82 years old. The building has 5 stories.

What schools serve 446 Summit St, Elgin, IL?

446 Summit St, Elgin, IL is assigned to Larsen Middle School (middle), rated D-; McKinley Elementary School (elementary), rated D-; Elgin High School (high), rated D. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 Summit St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,138 homes in Elgin 60120, it is worth more than 27% of them ($244,345 against a typical $284,675), its price per square foot is higher than 63% of them ($219 against a typical $205), it is bigger than 22% of them (1,115 ft² against a typical 1,424 ft²), its lot is bigger than 41% of them (0.18 ac against a typical 0.2 ac) and it is newer than 36% of them (1944 against a typical 1968). Measured against all of Kane County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 Summit St, Elgin, IL?

The 2025 property tax bill for 446 Summit St, Elgin, IL was $5,517. The county assessed it at $80,320.

More homes on Summit St

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Assigned schools

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