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Single Family ResidenceResidential
$73,261$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

446 W M ST

FOREST CITY, IA 50436
2 / 1
Baths
992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$73K
$52K low$94K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,262
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,210
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,999
MANUFACTURERS BANK & TRUST CO · recorded Mar 30, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,640 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,530

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 75 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Forest City Middle SchoolC
Middle · Grades 5–8 · 0.3 mi
H
Forest City High SchoolB
High · Grades 9–12 · 0.3 mi
E
Forest City Elementary SchoolC-
Elementary · Grades PK–4 · 0.6 mi

District: Forest City Community School District

Neighborhood · ZIP 50436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,423
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,380
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 W M St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Forest City 50436
  • Costs less per square foot than 81% of homes in Forest City 50436
  • Smaller than 82% of homes in Forest City 50436
  • Has a smaller lot than 97% of homes in Winnebago County
  • Older than 97% of homes in Winnebago County

What homes are worth in Forest City 50436

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$474K

This home is worth more than 9% of homes in Forest City 50436.

How it measures up in Forest City 50436

The dot is this home. The mark in the middle is the typical home in Forest City 50436.

Estimated value$73,261
CheaperTypical $152,373Pricier

Pricier than 9% of homes nearby

Price per ft²$74
CheaperTypical $115Pricier

Pricier than 19% of homes nearby

Living area992 ft²
SmallerTypical 1,367 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.11 ac
SmallerTypical 0.29 acBigger

Bigger than 5% of homes nearby

Year built1890
OlderTypical 1966Newer

Newer than 4% of homes nearby

How 446 W M St ranks against every home in each area.
MeasureThis homeForest City 50436Winnebago County
Estimated valuepricier than$73,2619% of homes21% of homes
Price per ft²pricier than$7419% of homes36% of homes
Living areabigger than992 ft²18% of homes18% of homes
Lot sizebigger than0.11 ac5% of homes3% of homes
Year builtnewer than18904% of homes3% of homes

About 446 W M St

How much is 446 W M St, Forest City, IA worth?

The TopHap Estimate for 446 W M St, Forest City, IA is $73,261 as of Jul 14, 2026. The likely range is $52,291 to $94,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 W M St, Forest City, IA last sell?

446 W M St, Forest City, IA last sold on Nov 15, 2013, according to the county's recorded deed.

How big is 446 W M St, Forest City, IA?

446 W M St, Forest City, IA has 2 bathrooms, 992 square feet of living space and a 0.11-acre lot.

When was 446 W M St, Forest City, IA built?

446 W M St, Forest City, IA was built in 1890, making it 136 years old. It is a a-frame home. The building has 2 stories.

What schools serve 446 W M St, Forest City, IA?

446 W M St, Forest City, IA is assigned to Forest City Middle School (middle), rated C; Forest City High School (high), rated B; Forest City Elementary School (elementary), rated C-. All sit in Forest City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 W M St, Forest City, IA compare to other homes in Forest City 50436?

Among the 2,230 homes in Forest City 50436, it is worth more than 9% of them ($73,261 against a typical $152,373), its price per square foot is higher than 19% of them ($74 against a typical $115), it is bigger than 18% of them (992 ft² against a typical 1,367 ft²), its lot is bigger than 5% of them (0.11 ac against a typical 0.29 ac) and it is newer than 4% of them (1890 against a typical 1966). Measured against all of Winnebago County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 W M St, Forest City, IA?

The 2024 property tax bill for 446 W M St, Forest City, IA was $1,640. The county assessed it at $83,530.

Closest homes

More homes in Forest City 50436

Assigned schools

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