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Rural ResidenceResidential
$570,050$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

448 LAKE RIDGE RD

KERRVILLE, TX 78028
1
Baths
1,708 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$570K
$509K low$631K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,223 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$366,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,990
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$333,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,087
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
16
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGILLESPIE
Lot (acres)The size of the land the home sits on, from county records.1.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 366 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Harper High SchoolB
High · Grades 9–12 · 11.4 mi
M
Harper Middle SchoolB
Middle · Grades 5–8 · 11.4 mi
E
Harper Elementary SchoolA+
Elementary · Grades PK–4 · 11.5 mi

District: Harper Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

448 Lake Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Kerrville 78028
  • Costs more per square foot than 88% of homes in Kerrville 78028
  • Has a bigger lot than 76% of homes in Gillespie County
  • Older than 72% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.3M

This home is worth more than 79% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$570,050
CheaperTypical $362,115Pricier

Pricier than 79% of homes nearby

Price per ft²$334
CheaperTypical $223Pricier

Pricier than 88% of homes nearby

Living area1,708 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 57% of homes nearby

Lot size1.19 ac
SmallerTypical 0.48 acBigger

Bigger than 68% of homes nearby

Year built1980
OlderTypical 1989Newer

Newer than 28% of homes nearby

How 448 Lake Ridge Rd ranks against every home in each area.
MeasureThis homeKerrville 78028Gillespie County
Estimated valuepricier than$570,05079% of homes47% of homes
Price per ft²pricier than$33488% of homes57% of homes
Living areabigger than1,708 ft²57% of homes45% of homes
Lot sizebigger than1.19 ac68% of homes76% of homes
Year builtnewer than198028% of homes29% of homes

About 448 Lake Ridge Rd

How much is 448 Lake Ridge Rd, Kerrville, TX worth?

The TopHap Estimate for 448 Lake Ridge Rd, Kerrville, TX is $570,050 as of Aug 30, 2026. The likely range is $508,912 to $631,189. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 448 Lake Ridge Rd, Kerrville, TX last sell?

448 Lake Ridge Rd, Kerrville, TX last sold on Jun 23, 2022, according to the county's recorded deed.

How big is 448 Lake Ridge Rd, Kerrville, TX?

448 Lake Ridge Rd, Kerrville, TX has 1 bathrooms, 1,708 square feet of living space and a 1.19-acre lot.

When was 448 Lake Ridge Rd, Kerrville, TX built?

448 Lake Ridge Rd, Kerrville, TX was built in 1980, making it 46 years old.

What schools serve 448 Lake Ridge Rd, Kerrville, TX?

448 Lake Ridge Rd, Kerrville, TX is assigned to Harper High School (high), rated B; Harper Middle School (middle), rated B; Harper Elementary School (elementary), rated A+. All sit in Harper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 448 Lake Ridge Rd, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,116 homes in Kerrville 78028, it is worth more than 79% of them ($570,050 against a typical $362,115), its price per square foot is higher than 88% of them ($334 against a typical $223), it is bigger than 57% of them (1,708 ft² against a typical 1,568 ft²), its lot is bigger than 68% of them (1.19 ac against a typical 0.48 ac) and it is newer than 28% of them (1980 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 448 Lake Ridge Rd, Kerrville, TX?

The 2026 property tax bill for 448 Lake Ridge Rd, Kerrville, TX was $3,223. The county assessed it at $366,090.

More homes on Lake Ridge Rd

Closest homes

More homes in Kerrville 78028

Assigned schools

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