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Single Family ResidenceResidential
$192,619$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

448 SPRUCE CT

SARTELL, MN 56377
3
Beds
1
Baths
974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$193K
$145K low$240K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,698 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sartell High SchoolA
High · Grades 9–12 · 0.8 mi
M
Sartell Middle SchoolA
Middle · Grades 6–8 · 2.6 mi
E
Pine Meadow Primary School
Elementary · Grades 1–2 · 2.8 mi

District: Sartell-St. Stephen Isd 748

Neighborhood · ZIP 56377These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.884 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,521
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

448 Spruce Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Sartell 56377
  • Smaller than 92% of homes in Sartell 56377
  • Has a bigger lot than 78% of homes in Sartell 56377
  • Older than 85% of homes in Sartell 56377

What homes are worth in Sartell 56377

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$752K

This home is worth more than 16% of homes in Sartell 56377.

How it measures up in Sartell 56377

The dot is this home. The mark in the middle is the typical home in Sartell 56377.

Estimated value$192,619
CheaperTypical $263,874Pricier

Pricier than 16% of homes nearby

Price per ft²$198
CheaperTypical $195Pricier

Pricier than 53% of homes nearby

Living area974 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.59 ac
SmallerTypical 0.33 acBigger

Bigger than 78% of homes nearby

Year built1979
OlderTypical 1999Newer

Newer than 15% of homes nearby

How 448 Spruce Ct ranks against every home in each area.
MeasureThis homeSartell 56377Stearns County
Estimated valuepricier than$192,61916% of homes30% of homes
Price per ft²pricier than$19853% of homes62% of homes
Living areabigger than974 ft²8% of homes13% of homes
Lot sizebigger than0.59 ac78% of homes64% of homes
Year builtnewer than197915% of homes47% of homes

About 448 Spruce Ct

How much is 448 Spruce Ct, Sartell, MN worth?

The TopHap Estimate for 448 Spruce Ct, Sartell, MN is $192,619 as of Aug 30, 2026. The likely range is $145,357 to $239,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 448 Spruce Ct, Sartell, MN last sell?

448 Spruce Ct, Sartell, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 448 Spruce Ct, Sartell, MN?

448 Spruce Ct, Sartell, MN has 3 bedrooms, 1 bathrooms, 974 square feet of living space and a 0.59-acre lot.

When was 448 Spruce Ct, Sartell, MN built?

448 Spruce Ct, Sartell, MN was built in 1979, making it 47 years old. It is a split level home. The building has 1 story.

What schools serve 448 Spruce Ct, Sartell, MN?

448 Spruce Ct, Sartell, MN is assigned to Sartell High School (high), rated A; Sartell Middle School (middle), rated A; Pine Meadow Primary School (elementary). All sit in Sartell-St. Stephen Isd 748. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 448 Spruce Ct, Sartell, MN compare to other homes in Sartell 56377?

Among the 6,050 homes in Sartell 56377, it is worth more than 16% of them ($192,619 against a typical $263,874), its price per square foot is higher than 53% of them ($198 against a typical $195), it is bigger than 8% of them (974 ft² against a typical 1,344 ft²), its lot is bigger than 78% of them (0.59 ac against a typical 0.33 ac) and it is newer than 15% of them (1979 against a typical 1999). Measured against all of Stearns County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 448 Spruce Ct, Sartell, MN?

The 2026 property tax bill for 448 Spruce Ct, Sartell, MN was $2,698. The county assessed it at $276,100.

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