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Rural ResidenceResidential
$307,703$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

448 SWARTZ HOLLOW RD

HOWARD, PA 16841
3
Beds
2 / 1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$308K
$272K low$343K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,298 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,040 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,005
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,080

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCentre
Lot (acres)The size of the land the home sits on, from county records.12.84
HeatingThe type of heating system in the home.Electric

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howard Elementary SchoolA-
Elementary · Grades KG–5 · 1.7 mi
M
Bald Eagle Area Middle School/Sr High SchoolB-
Middle · Grades 6–12 · 10.2 mi

District: Bald Eagle Area School District

Neighborhood · ZIP 16841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,966
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,058
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

448 Swartz Hollow Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Howard 16841
  • Smaller than 67% of homes in Centre County
  • Has a bigger lot than 95% of homes in Centre County
  • Newer than 71% of homes in Howard 16841

What homes are worth in Howard 16841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$741K

This home is worth more than 61% of homes in Howard 16841.

How it measures up in Howard 16841

The dot is this home. The mark in the middle is the typical home in Howard 16841.

Estimated value$307,703
CheaperTypical $266,880Pricier

Pricier than 61% of homes nearby

Price per ft²$229
CheaperTypical $179Pricier

Pricier than 80% of homes nearby

Living area1,344 ft²
SmallerTypical 1,453 ft²Bigger

Bigger than 44% of homes nearby

Lot size12.84 ac
SmallerTypical 1.37 acBigger

Bigger than 86% of homes nearby

Year built1995
OlderTypical 1978Newer

Newer than 71% of homes nearby

How 448 Swartz Hollow Rd ranks against every home in each area.
MeasureThis homeHoward 16841Centre County
Estimated valuepricier than$307,70361% of homes40% of homes
Price per ft²pricier than$22980% of homes62% of homes
Living areabigger than1,344 ft²44% of homes33% of homes
Lot sizebigger than12.84 ac86% of homes95% of homes
Year builtnewer than199571% of homes71% of homes

About 448 Swartz Hollow Rd

How much is 448 Swartz Hollow Rd, Howard, PA worth?

The TopHap Estimate for 448 Swartz Hollow Rd, Howard, PA is $307,703 as of Aug 30, 2026. The likely range is $272,254 to $343,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 448 Swartz Hollow Rd, Howard, PA?

448 Swartz Hollow Rd, Howard, PA has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 12.84-acre lot.

When was 448 Swartz Hollow Rd, Howard, PA built?

448 Swartz Hollow Rd, Howard, PA was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 448 Swartz Hollow Rd, Howard, PA?

448 Swartz Hollow Rd, Howard, PA is assigned to Howard Elementary School (elementary), rated A-; Bald Eagle Area Middle School/Sr High School (middle), rated B-. All sit in Bald Eagle Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 448 Swartz Hollow Rd, Howard, PA compare to other homes in Howard 16841?

Among the 2,269 homes in Howard 16841, it is worth more than 61% of them ($307,703 against a typical $266,880), its price per square foot is higher than 80% of them ($229 against a typical $179), it is bigger than 44% of them (1,344 ft² against a typical 1,453 ft²), its lot is bigger than 86% of them (12.84 ac against a typical 1.37 ac) and it is newer than 71% of them (1995 against a typical 1978). Measured against all of Centre County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 448 Swartz Hollow Rd, Howard, PA?

The 2026 property tax bill for 448 Swartz Hollow Rd, Howard, PA was $3,298. The county assessed it at $45,040.

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