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Single Family ResidenceResidential
$582,532$290 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $472,000 on Apr 30, 2021

4490 RIDGWAY DR

LOVELAND, CO 80538
5
Beds
4
Baths
2,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$583K
$558K low$607K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$472,000 · Apr 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,799 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,753 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,033
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,753
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$578,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLarimer
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lucile Erwin Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
E
Centennial Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Loveland High SchoolC+
High · Grades 9–12 · 1.5 mi

District: Thompson School District R-2j

Neighborhood · ZIP 80538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.52,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.487 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,560
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,134
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4490 Ridgway Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Loveland 80538
  • Costs less per square foot than 73% of homes in Larimer County
  • Bigger than 71% of homes in Loveland 80538
  • Has a smaller lot than 78% of homes in Loveland 80538
  • Newer than 84% of homes in Loveland 80538

What homes are worth in Loveland 80538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$1.4M

This home is worth more than 69% of homes in Loveland 80538.

How it measures up in Loveland 80538

The dot is this home. The mark in the middle is the typical home in Loveland 80538.

Estimated value$582,532
CheaperTypical $505,046Pricier

Pricier than 69% of homes nearby

Price per ft²$290
CheaperTypical $309Pricier

Pricier than 37% of homes nearby

Living area2,012 ft²
SmallerTypical 1,678 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.14 ac
SmallerTypical 0.19 acBigger

Bigger than 22% of homes nearby

Year built2013
OlderTypical 1995Newer

Newer than 84% of homes nearby

How 4490 Ridgway Dr ranks against every home in each area.
MeasureThis homeLoveland 80538Larimer County
Estimated valuepricier than$582,53269% of homes55% of homes
Price per ft²pricier than$29037% of homes27% of homes
Living areabigger than2,012 ft²71% of homes66% of homes
Lot sizebigger than0.14 ac22% of homes22% of homes
Year builtnewer than201384% of homes83% of homes

About 4490 Ridgway Dr

How much is 4490 Ridgway Dr, Loveland, CO worth?

The TopHap Estimate for 4490 Ridgway Dr, Loveland, CO is $582,532 as of Sep 24, 2026. The likely range is $557,755 to $607,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4490 Ridgway Dr, Loveland, CO last sell?

4490 Ridgway Dr, Loveland, CO last sold on Apr 30, 2021 for $472,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4490 Ridgway Dr, Loveland, CO?

4490 Ridgway Dr, Loveland, CO has 5 bedrooms, 4 bathrooms, 2,012 square feet of living space and a 0.14-acre lot.

When was 4490 Ridgway Dr, Loveland, CO built?

4490 Ridgway Dr, Loveland, CO was built in 2013, making it 13 years old. The building has 2 stories.

What schools serve 4490 Ridgway Dr, Loveland, CO?

4490 Ridgway Dr, Loveland, CO is assigned to Lucile Erwin Middle School (middle), rated C+; Centennial Elementary School (elementary), rated B+; Loveland High School (high), rated C+. All sit in Thompson School District R-2j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4490 Ridgway Dr, Loveland, CO compare to other homes in Loveland 80538?

Among the 18,498 homes in Loveland 80538, it is worth more than 69% of them ($582,532 against a typical $505,046), its price per square foot is higher than 37% of them ($290 against a typical $309), it is bigger than 71% of them (2,012 ft² against a typical 1,678 ft²), its lot is bigger than 22% of them (0.14 ac against a typical 0.19 ac) and it is newer than 84% of them (2013 against a typical 1995). Measured against all of Larimer County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4490 Ridgway Dr, Loveland, CO?

The 2024 property tax bill for 4490 Ridgway Dr, Loveland, CO was $2,799. The county assessed it at $38,753.

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