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Single Family ResidenceResidential
$535,500$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

4495 LLOYD ST

GUNTERSVILLE, AL 35976
4
Baths
4,493 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$536K
$445K low$626K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,562 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,160 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$738,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARSHALL
Lot (acres)The size of the land the home sits on, from county records.3.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Asbury High SchoolD
Middle · Grades 6–12 · 9.3 mi
E
Asbury Elementary SchoolC
Elementary · Grades PK–5 · 9.3 mi

District: Marshall County School District

Neighborhood · ZIP 35976These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.18,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,560
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,572
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4495 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Marshall County
  • Costs less per square foot than 78% of homes in Guntersville 35976
  • Bigger than 98% of homes in Marshall County
  • Has a bigger lot than 87% of homes in Guntersville 35976
  • Newer than 85% of homes in Marshall County

What homes are worth in Guntersville 35976

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1.6M

This home is worth more than 76% of homes in Guntersville 35976.

How it measures up in Guntersville 35976

The dot is this home. The mark in the middle is the typical home in Guntersville 35976.

Estimated value$535,500
CheaperTypical $307,803Pricier

Pricier than 76% of homes nearby

Price per ft²$119
CheaperTypical $172Pricier

Pricier than 22% of homes nearby

Living area4,493 ft²
SmallerTypical 1,709 ft²Bigger

Bigger than 97% of homes nearby

Lot size3.18 ac
SmallerTypical 0.61 acBigger

Bigger than 87% of homes nearby

Year built2004
OlderTypical 1985Newer

Newer than 81% of homes nearby

How 4495 Lloyd St ranks against every home in each area.
MeasureThis homeGuntersville 35976Marshall County
Estimated valuepricier than$535,50076% of homes90% of homes
Price per ft²pricier than$11922% of homes40% of homes
Living areabigger than4,493 ft²97% of homes98% of homes
Lot sizebigger than3.18 ac87% of homes82% of homes
Year builtnewer than200481% of homes85% of homes

About 4495 Lloyd St

How much is 4495 Lloyd St, Guntersville, AL worth?

The TopHap Estimate for 4495 Lloyd St, Guntersville, AL is $535,500 as of Oct 21, 2026. The likely range is $444,515 to $626,485. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4495 Lloyd St, Guntersville, AL last sell?

4495 Lloyd St, Guntersville, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4495 Lloyd St, Guntersville, AL?

4495 Lloyd St, Guntersville, AL has 4 bathrooms, 4,493 square feet of living space and a 3.18-acre lot.

When was 4495 Lloyd St, Guntersville, AL built?

4495 Lloyd St, Guntersville, AL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 4495 Lloyd St, Guntersville, AL?

4495 Lloyd St, Guntersville, AL is assigned to Asbury High School (middle), rated D; Asbury Elementary School (elementary), rated C. All sit in Marshall County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4495 Lloyd St, Guntersville, AL compare to other homes in Guntersville 35976?

Among the 7,144 homes in Guntersville 35976, it is worth more than 76% of them ($535,500 against a typical $307,803), its price per square foot is higher than 22% of them ($119 against a typical $172), it is bigger than 97% of them (4,493 ft² against a typical 1,709 ft²), its lot is bigger than 87% of them (3.18 ac against a typical 0.61 ac) and it is newer than 81% of them (2004 against a typical 1985). Measured against all of Marshall County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4495 Lloyd St, Guntersville, AL?

The 2026 property tax bill for 4495 Lloyd St, Guntersville, AL was $2,562. The county assessed it at $65,160.

More homes on Lloyd St

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