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Single Family ResidenceResidential
$418,414$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4495 MORNINGSIDE AVE

SAINT PAUL, MN 55127
5
Beds
3
Baths
1,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$418K
$395K low$441K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$393,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otter Lake Elementary SchoolA
Elementary · Grades PK–5 · 2.7 mi
M
Central Middle SchoolB+
Middle · Grades 6–8 · 3.2 mi
H
White Bear Lake Area High SchoolC+
High · Grades 9–12 · 3.3 mi

District: White Bear Lake Area School District

Neighborhood · ZIP 55127These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,197
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,069 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,145
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4495 Morningside Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Ramsey County
  • Costs more per square foot than 78% of homes in Ramsey County
  • Has a smaller lot than 87% of homes in Saint Paul 55127
  • Newer than 76% of homes in Ramsey County

What homes are worth in Saint Paul 55127

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$1.7M

This home is worth more than 42% of homes in Saint Paul 55127.

How it measures up in Saint Paul 55127

The dot is this home. The mark in the middle is the typical home in Saint Paul 55127.

Estimated value$418,414
CheaperTypical $468,295Pricier

Pricier than 42% of homes nearby

Price per ft²$320
CheaperTypical $296Pricier

Pricier than 63% of homes nearby

Living area1,308 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.22 ac
SmallerTypical 0.4 acBigger

Bigger than 13% of homes nearby

Year built1980
OlderTypical 1987Newer

Newer than 33% of homes nearby

How 4495 Morningside Ave ranks against every home in each area.
MeasureThis homeVadnais HeightsSaint Paul 55127Ramsey County
Estimated valuepricier than$418,41462% of homes42% of homes75% of homes
Price per ft²pricier than$32076% of homes63% of homes78% of homes
Living areabigger than1,308 ft²56% of homes38% of homes54% of homes
Lot sizebigger than0.22 ac16% of homes13% of homes50% of homes
Year builtnewer than198032% of homes33% of homes76% of homes

About 4495 Morningside Ave

How much is 4495 Morningside Ave, Saint Paul, MN worth?

The TopHap Estimate for 4495 Morningside Ave, Saint Paul, MN is $418,414 as of Sep 24, 2026. The likely range is $395,426 to $441,402. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4495 Morningside Ave, Saint Paul, MN last sell?

4495 Morningside Ave, Saint Paul, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4495 Morningside Ave, Saint Paul, MN?

4495 Morningside Ave, Saint Paul, MN has 5 bedrooms, 3 bathrooms, 1,308 square feet of living space and a 0.22-acre lot.

When was 4495 Morningside Ave, Saint Paul, MN built?

4495 Morningside Ave, Saint Paul, MN was built in 1980, making it 46 years old. It is a split foyer home. The building has 1 story.

What schools serve 4495 Morningside Ave, Saint Paul, MN?

4495 Morningside Ave, Saint Paul, MN is assigned to Otter Lake Elementary School (elementary), rated A; Central Middle School (middle), rated B+; White Bear Lake Area High School (high), rated C+. All sit in White Bear Lake Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4495 Morningside Ave, Saint Paul, MN compare to other homes in Saint Paul 55127?

Among the 7,235 homes in Saint Paul 55127, it is worth more than 42% of them ($418,414 against a typical $468,295), its price per square foot is higher than 63% of them ($320 against a typical $296), it is bigger than 38% of them (1,308 ft² against a typical 1,568 ft²), its lot is bigger than 13% of them (0.22 ac against a typical 0.4 ac) and it is newer than 33% of them (1980 against a typical 1987). Measured against all of Ramsey County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4495 Morningside Ave, Saint Paul, MN?

The 2025 property tax bill for 4495 Morningside Ave, Saint Paul, MN was $5,192. The county assessed it at $390,600.

More homes on Morningside Ave

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Assigned schools

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