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Rural ResidenceResidential
$442,933
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4497 FM 512

COMMERCE, TX 75428
0
Baths
39.32 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$443K
$399K low$487K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$308 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,630 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,910
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,720
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,260

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHunt
Lot (acres)The size of the land the home sits on, from county records.39.32
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Commerce High SchoolD+
High · Grades 9–12 · 3.1 mi
M
Commerce Middle SchoolD+
Middle · Grades 6–8 · 5.3 mi
E
Commerce Elementary School
Elementary · Grades PK–2 · 5.5 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4497 Fm 512 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Commerce 75428
  • Has a bigger lot than 98% of homes in Hunt County

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$593K

This home is worth more than 94% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$442,933
CheaperTypical $186,800Pricier

Pricier than 94% of homes nearby

Lot size39.32 ac
SmallerTypical 0.33 acBigger

Bigger than 96% of homes nearby

How 4497 Fm 512 ranks against every home in each area.
MeasureThis homeCommerce 75428Hunt County
Estimated valuepricier than$442,93394% of homes82% of homes
Lot sizebigger than39.32 ac96% of homes98% of homes

About 4497 Fm 512

How much is 4497 Fm 512, Commerce, TX worth?

The TopHap Estimate for 4497 Fm 512, Commerce, TX is $442,933 as of Jul 14, 2026. The likely range is $399,342 to $486,524. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4497 Fm 512, Commerce, TX last sell?

4497 Fm 512, Commerce, TX last sold on Jan 25, 2000, according to the county's recorded deed.

What schools serve 4497 Fm 512, Commerce, TX?

4497 Fm 512, Commerce, TX is assigned to Commerce High School (high), rated D+; Commerce Middle School (middle), rated D+; Commerce Elementary School (elementary). All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4497 Fm 512, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,129 homes in Commerce 75428, it is worth more than 94% of them ($442,933 against a typical $186,800) and its lot is bigger than 96% of them (39.32 ac against a typical 0.33 ac). Measured against all of Hunt County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4497 Fm 512, Commerce, TX?

The 2024 property tax bill for 4497 Fm 512, Commerce, TX was $308. The county assessed it at $17,630.

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Assigned schools

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