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Single Family ResidenceResidential
$1,800,622$1,389 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $999,999 on Jan 30, 2026

45 14TH ST

SURF CITY, NJ 08008
2
Beds
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.6M low$2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$999,999 · Jan 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,106 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$854,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$630,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$854,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$854,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.89%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ethel A. Jacobsen Elementary School
Elementary · Grades PK–2 · 0.9 mi
M
Southern Regional Middle SchoolB
Middle · Grades 7–8 · 5.8 mi
H
Southern Regional High SchoolC-
High · Grades 9–12 · 5.8 mi

District: Southern Regional School District

Neighborhood · ZIP 08008These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.194
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.23%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.279 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$163,126
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 14th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ocean County
  • Costs more per square foot than 98% of homes in Ocean County
  • Smaller than 77% of homes in Beach Haven 08008
  • Has a smaller lot than 87% of homes in Ocean County
  • Older than 66% of homes in Ocean County

What homes are worth in Beach Haven 08008

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$5.1M

This home is worth more than 47% of homes in Beach Haven 08008.

How it measures up in Beach Haven 08008

The dot is this home. The mark in the middle is the typical home in Beach Haven 08008.

Estimated value$1,800,622
CheaperTypical $1,879,685Pricier

Pricier than 47% of homes nearby

Price per ft²$1389
CheaperTypical $1060Pricier

Pricier than 84% of homes nearby

Living area1,296 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 23% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.11 acBigger

Bigger than 24% of homes nearby

Year built1972
OlderTypical 1982Newer

Newer than 43% of homes nearby

How 45 14th St ranks against every home in each area.
MeasureThis homeBeach Haven 08008Ocean County
Estimated valuepricier than$1,800,62247% of homes94% of homes
Price per ft²pricier than$138984% of homes98% of homes
Living areabigger than1,296 ft²23% of homes31% of homes
Lot sizebigger than3,999 ft²24% of homes13% of homes
Year builtnewer than197243% of homes34% of homes

About 45 14th St

How much is 45 14th St, Surf City, NJ worth?

The TopHap Estimate for 45 14th St, Surf City, NJ is $1,800,622 as of Sep 24, 2026. The likely range is $1,627,195 to $1,974,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 14th St, Surf City, NJ last sell?

45 14th St, Surf City, NJ last sold on Jan 30, 2026 for $999,999, according to the county's recorded deed.

How big is 45 14th St, Surf City, NJ?

45 14th St, Surf City, NJ has 2 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 0.09-acre lot.

When was 45 14th St, Surf City, NJ built?

45 14th St, Surf City, NJ was built in 1972, making it 54 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 14th St, Surf City, NJ?

45 14th St, Surf City, NJ is assigned to Ethel A. Jacobsen Elementary School (elementary); Southern Regional Middle School (middle), rated B; Southern Regional High School (high), rated C-. All sit in Southern Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 14th St, Surf City, NJ compare to other homes in Beach Haven 08008?

Among the 16,544 homes in Beach Haven 08008, it is worth more than 47% of them ($1,800,622 against a typical $1,879,685), its price per square foot is higher than 84% of them ($1389 against a typical $1060), it is bigger than 23% of them (1,296 ft² against a typical 1,824 ft²), its lot is bigger than 24% of them (3,999 ft² against a typical 0.11 ac) and it is newer than 43% of them (1972 against a typical 1982). Measured against all of Ocean County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 14th St, Surf City, NJ?

The 2025 property tax bill for 45 14th St, Surf City, NJ was $9,106. The county assessed it at $854,200.

More homes on 14th St

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Assigned schools

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