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Single Family ResidenceResidential
$859,099$814 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $329,900 on Jul 1, 2015

45 18TH ST

SURF CITY, NJ 08008
Building report
4
Beds
2
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$859K
$802K low$916K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$329,900 · Jul 1, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,946 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$370,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.89%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ethel A. Jacobsen Elementary School
Elementary · Grades PK–2 · 1.1 mi
M
Southern Regional Middle SchoolA-
Middle · Grades 7–8 · 5.8 mi
H
Southern Regional High SchoolC+
High · Grades 9–12 · 5.8 mi

District: Southern Regional School District

Neighborhood · ZIP 08008These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.194
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.23%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.279 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$163,126
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 18th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Beach Haven 08008
  • Costs more per square foot than 90% of homes in Ocean County
  • Smaller than 88% of homes in Beach Haven 08008
  • Has a smaller lot than 87% of homes in Ocean County
  • Older than 95% of homes in Ocean County

What homes are worth in Beach Haven 08008

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$5M

This home is worth more than 7% of homes in Beach Haven 08008.

How it measures up in Beach Haven 08008

The dot is this home. The mark in the middle is the typical home in Beach Haven 08008.

Estimated value$859,099
CheaperTypical $1,884,855Pricier

Pricier than 7% of homes nearby

Price per ft²$814
CheaperTypical $1062Pricier

Pricier than 14% of homes nearby

Living area1,056 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 12% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.11 acBigger

Bigger than 23% of homes nearby

Year built1940
OlderTypical 1982Newer

Newer than 7% of homes nearby

How 45 18th St ranks against every home in each area.
MeasureThis homeBeach Haven 08008Ocean County
Estimated valuepricier than$859,0997% of homes77% of homes
Price per ft²pricier than$81414% of homes90% of homes
Living areabigger than1,056 ft²12% of homes14% of homes
Lot sizebigger than3,999 ft²23% of homes13% of homes
Year builtnewer than19407% of homes5% of homes

About 45 18th St

How much is 45 18th St, Surf City, NJ worth?

The TopHap Estimate for 45 18th St, Surf City, NJ is $859,099 as of Sep 24, 2026. The likely range is $802,300 to $915,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 18th St, Surf City, NJ last sell?

45 18th St, Surf City, NJ last sold on Jul 1, 2015 for $329,900, according to the county's recorded deed.

How big is 45 18th St, Surf City, NJ?

45 18th St, Surf City, NJ has 4 bedrooms, 2 bathrooms, 1,056 square feet of living space and a 0.09-acre lot.

When was 45 18th St, Surf City, NJ built?

45 18th St, Surf City, NJ was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 45 18th St, Surf City, NJ?

45 18th St, Surf City, NJ is assigned to Ethel A. Jacobsen Elementary School (elementary); Southern Regional Middle School (middle), rated A-; Southern Regional High School (high), rated C+. All sit in Southern Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 18th St, Surf City, NJ compare to other homes in Beach Haven 08008?

Among the 16,544 homes in Beach Haven 08008, it is worth more than 7% of them ($859,099 against a typical $1,884,855), its price per square foot is higher than 14% of them ($814 against a typical $1062), it is bigger than 12% of them (1,056 ft² against a typical 1,824 ft²), its lot is bigger than 23% of them (3,999 ft² against a typical 0.11 ac) and it is newer than 7% of them (1940 against a typical 1982). Measured against all of Ocean County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 18th St, Surf City, NJ?

The 2025 property tax bill for 45 18th St, Surf City, NJ was $3,946. The county assessed it at $370,200.

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