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Single Family ResidenceResidential
$395,113$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $112,000 on Mar 29, 2002

45 BAY ST

NEW BEDFORD, MA 02740
3
Beds
2
Baths
1,314 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,402 ft²
Lot SizeThe size of the land the home sits on, from county records.
1889
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$395K
$369K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$112,000 · Mar 29, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,972 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$260,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$317,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$317,205

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James B. Congdon Elementary SchoolA-
Elementary · Grades PK–5 · 0.3 mi
H
New Bedford High SchoolF
High · Grades 9–12 · 1.4 mi
M
Roosevelt Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi

District: New Bedford School District

Neighborhood · ZIP 02740These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.46,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,186 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,876
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Bristol County
  • Costs less per square foot than 72% of homes in Bristol County
  • Smaller than 75% of homes in New Bedford 02740
  • Has a smaller lot than 95% of homes in Bristol County
  • Older than 95% of homes in Bristol County

What homes are worth in New Bedford 02740

Each bar is how many homes fall in that price range. The marker is this home.

This home
$263K$673K

This home is worth more than 38% of homes in New Bedford 02740.

How it measures up in New Bedford 02740

The dot is this home. The mark in the middle is the typical home in New Bedford 02740.

Estimated value$395,113
CheaperTypical $416,922Pricier

Pricier than 38% of homes nearby

Price per ft²$301
CheaperTypical $298Pricier

Pricier than 52% of homes nearby

Living area1,314 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 25% of homes nearby

Lot size3,402 ft²
SmallerTypical 0.1 acBigger

Bigger than 32% of homes nearby

Year built1889
OlderTypical 1909Newer

Newer than 25% of homes nearby

How 45 Bay St ranks against every home in each area.
MeasureThis homeNew Bedford 02740Bristol County
Estimated valuepricier than$395,11338% of homes16% of homes
Price per ft²pricier than$30152% of homes28% of homes
Living areabigger than1,314 ft²25% of homes30% of homes
Lot sizebigger than3,402 ft²32% of homes5% of homes
Year builtnewer than188925% of homes5% of homes

About 45 Bay St

How much is 45 Bay St, New Bedford, MA worth?

The TopHap Estimate for 45 Bay St, New Bedford, MA is $395,113 as of Sep 24, 2026. The likely range is $369,146 to $421,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Bay St, New Bedford, MA last sell?

45 Bay St, New Bedford, MA last sold on Mar 29, 2002 for $112,000, according to the county's recorded deed.

How big is 45 Bay St, New Bedford, MA?

45 Bay St, New Bedford, MA has 3 bedrooms, 2 bathrooms, 1,314 square feet of living space and a 0.08-acre lot.

When was 45 Bay St, New Bedford, MA built?

45 Bay St, New Bedford, MA was built in 1889, making it 137 years old. It is a conventional home. The building has 2 stories.

What schools serve 45 Bay St, New Bedford, MA?

45 Bay St, New Bedford, MA is assigned to James B. Congdon Elementary School (elementary), rated A-; New Bedford High School (high), rated F; Roosevelt Middle School (middle), rated C-. All sit in New Bedford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Bay St, New Bedford, MA compare to other homes in New Bedford 02740?

Among the 9,709 homes in New Bedford 02740, it is worth more than 38% of them ($395,113 against a typical $416,922), its price per square foot is higher than 52% of them ($301 against a typical $298), it is bigger than 25% of them (1,314 ft² against a typical 1,804 ft²), its lot is bigger than 32% of them (3,402 ft² against a typical 0.1 ac) and it is newer than 25% of them (1889 against a typical 1909). Measured against all of Bristol County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Bay St, New Bedford, MA?

The 2025 property tax bill for 45 Bay St, New Bedford, MA was $3,972. The county assessed it at $351,200.

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