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Single Family ResidenceResidential
$163,952$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $63,000 on Jun 30, 2016

45 BAY ST

OSHKOSH, WI 54901
2
Beds
1
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,890 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$164K
$147K low$181K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$63,000 · Jun 30, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,304 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,870

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.04
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolC-
Elementary · Grades KG–5 · 0.4 mi
M
Webster Stanley Middle SchoolD-
Middle · Grades 6–8 · 1.2 mi
H
Oshkosh North High SchoolB-
High · Grades 9–12 · 2.5 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Winnebago County
  • Costs less per square foot than 79% of homes in Winnebago County
  • Smaller than 78% of homes in River East
  • Among the smallest lots in Oshkosh 54901
  • Newer than 87% of homes in River East

What homes are worth in Oshkosh 54901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$695K

This home is worth more than 13% of homes in Oshkosh 54901.

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Estimated value$163,952
CheaperTypical $221,598Pricier

Pricier than 13% of homes nearby

Price per ft²$145
CheaperTypical $166Pricier

Pricier than 32% of homes nearby

Living area1,128 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 23% of homes nearby

Lot size1,890 ft²
SmallerTypical 0.17 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1926Newer

Newer than 47% of homes nearby

How 45 Bay St ranks against every home in each area.
MeasureThis homeRiver EastOshkosh 54901Winnebago County
Estimated valuepricier than$163,95234% of homes13% of homes9% of homes
Price per ft²pricier than$14563% of homes32% of homes21% of homes
Living areabigger than1,128 ft²22% of homes23% of homes25% of homes
Lot sizebigger than1,890 ft²4% of homesalmost no homesalmost no homes
Year builtnewer than192087% of homes47% of homes27% of homes

About 45 Bay St

How much is 45 Bay St, Oshkosh, WI worth?

The TopHap Estimate for 45 Bay St, Oshkosh, WI is $163,952 as of Aug 30, 2026. The likely range is $146,946 to $180,958. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Bay St, Oshkosh, WI last sell?

45 Bay St, Oshkosh, WI last sold on Jun 30, 2016 for $63,000, according to the county's recorded deed.

How big is 45 Bay St, Oshkosh, WI?

45 Bay St, Oshkosh, WI has 2 bedrooms, 1 bathrooms, 1,128 square feet of living space and a 0.04-acre lot.

When was 45 Bay St, Oshkosh, WI built?

45 Bay St, Oshkosh, WI was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 45 Bay St, Oshkosh, WI?

45 Bay St, Oshkosh, WI is assigned to Washington Elementary School (elementary), rated C-; Webster Stanley Middle School (middle), rated D-; Oshkosh North High School (high), rated B-. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Bay St, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,577 homes in Oshkosh 54901, it is worth more than 13% of them ($163,952 against a typical $221,598), its price per square foot is higher than 32% of them ($145 against a typical $166), it is bigger than 23% of them (1,128 ft² against a typical 1,474 ft²), its lot is bigger than almost none of them (1,890 ft² against a typical 0.17 ac) and it is newer than 47% of them (1920 against a typical 1926). Measured against all of Winnebago County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Bay St, Oshkosh, WI?

The 2025 property tax bill for 45 Bay St, Oshkosh, WI was $2,304. The county assessed it at $128,800.

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