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Single Family ResidenceResidential
$616,049$472 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on May 18, 2009

45 BEACH RD

WADING RIVER, NY 11792
3
Beds
1.5
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$616K
$581K low$651K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · May 18, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$402,487
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$321,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,000
WELLS FARGO BK · recorded Nov 28, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,562
WELLS FARGO BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,634 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$542,892

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riley Avenue SchoolD
Elementary · Grades PK–4 · 4.9 mi
H
Riverhead Senior High SchoolC-
High · Grades 9–12 · 8.3 mi
M
Riverhead Middle SchoolD
Middle · Grades 6–8 · 8.4 mi

District: Riverhead Central School District

Neighborhood · ZIP 11792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.677 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,367
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Beach Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Wading River 11792
  • Costs more per square foot than 83% of homes in Wading River 11792
  • Smaller than 83% of homes in Wading River 11792
  • Has a smaller lot than 91% of homes in Wading River 11792
  • Older than 89% of homes in Wading River 11792

What homes are worth in Wading River 11792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$406K$1.7M

This home is worth more than 21% of homes in Wading River 11792.

How it measures up in Wading River 11792

The dot is this home. The mark in the middle is the typical home in Wading River 11792.

Estimated value$616,049
CheaperTypical $802,677Pricier

Pricier than 21% of homes nearby

Price per ft²$472
CheaperTypical $393Pricier

Pricier than 83% of homes nearby

Living area1,304 ft²
SmallerTypical 2,070 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.18 ac
SmallerTypical 0.6 acBigger

Bigger than 9% of homes nearby

Year built1947
OlderTypical 1978Newer

Newer than 11% of homes nearby

How 45 Beach Rd ranks against every home in each area.
MeasureThis homeWading River 11792Suffolk County
Estimated valuepricier than$616,04921% of homes32% of homes
Price per ft²pricier than$47283% of homes65% of homes
Living areabigger than1,304 ft²17% of homes28% of homes
Lot sizebigger than0.18 ac9% of homes25% of homes
Year builtnewer than194711% of homes11% of homes

About 45 Beach Rd

How much is 45 Beach Rd, Wading River, NY worth?

The TopHap Estimate for 45 Beach Rd, Wading River, NY is $616,049 as of Jul 14, 2026. The likely range is $580,959 to $651,139. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Beach Rd, Wading River, NY last sell?

45 Beach Rd, Wading River, NY last sold on May 18, 2009 for $245,000, according to the county's recorded deed.

How big is 45 Beach Rd, Wading River, NY?

45 Beach Rd, Wading River, NY has 3 bedrooms, 1.5 bathrooms, 1,304 square feet of living space and a 0.18-acre lot.

When was 45 Beach Rd, Wading River, NY built?

45 Beach Rd, Wading River, NY was built in 1947, making it 79 years old. It is a cape cod home. The building has 1 story.

What schools serve 45 Beach Rd, Wading River, NY?

45 Beach Rd, Wading River, NY is assigned to Riley Avenue School (elementary), rated D; Riverhead Senior High School (high), rated C-; Riverhead Middle School (middle), rated D. All sit in Riverhead Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Beach Rd, Wading River, NY compare to other homes in Wading River 11792?

Among the 3,276 homes in Wading River 11792, it is worth more than 21% of them ($616,049 against a typical $802,677), its price per square foot is higher than 83% of them ($472 against a typical $393), it is bigger than 17% of them (1,304 ft² against a typical 2,070 ft²), its lot is bigger than 9% of them (0.18 ac against a typical 0.6 ac) and it is newer than 11% of them (1947 against a typical 1978). Measured against all of Suffolk County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Beach Rd, Wading River, NY?

The 2024 property tax bill for 45 Beach Rd, Wading River, NY was $8,634. The county assessed it at $44,300.

Closest homes

More homes in Wading River 11792

Assigned schools

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