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Single Family ResidenceResidential
$437,942
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $220,000 on Apr 21, 2016

45 BERNARD ST

WINOOSKI, VT 05404
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$438K
$411K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Apr 21, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$189,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$408,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHITTENDEN
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Winooski Middle SchoolD-
Middle · Grades 6–8 · 0.6 mi
H
Winooski High SchoolD-
High · Grades 9–12 · 0.6 mi
E
J. F. Kennedy Elementary SchoolC
Elementary · Grades PK–5 · 0.6 mi

District: Winooski School District

Neighborhood · ZIP 05404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,006
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,297 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,092
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,135
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Bernard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Chittenden County
  • Has a smaller lot than 85% of homes in Chittenden County

What homes are worth in Winooski 05404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$720K

This home is worth more than 52% of homes in Winooski 05404.

How it measures up in Winooski 05404

The dot is this home. The mark in the middle is the typical home in Winooski 05404.

Estimated value$437,942
CheaperTypical $434,694Pricier

Pricier than 52% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 40% of homes nearby

How 45 Bernard St ranks against every home in each area.
MeasureThis homeWinooski 05404Chittenden County
Estimated valuepricier than$437,94252% of homes33% of homes
Lot sizebigger than0.17 ac40% of homes15% of homes

About 45 Bernard St

How much is 45 Bernard St, Winooski, VT worth?

The TopHap Estimate for 45 Bernard St, Winooski, VT is $437,942 as of Aug 30, 2026. The likely range is $410,918 to $464,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Bernard St, Winooski, VT last sell?

45 Bernard St, Winooski, VT last sold on Apr 21, 2016 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 45 Bernard St, Winooski, VT?

45 Bernard St, Winooski, VT is assigned to Winooski Middle School (middle), rated D-; Winooski High School (high), rated D-; J. F. Kennedy Elementary School (elementary), rated C. All sit in Winooski School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Bernard St, Winooski, VT compare to other homes in Winooski 05404?

Among the 1,704 homes in Winooski 05404, it is worth more than 52% of them ($437,942 against a typical $434,694) and its lot is bigger than 40% of them (0.17 ac against a typical 0.19 ac). Measured against all of Chittenden County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Bernard St, Winooski, VT?

The 2025 property tax bill for 45 Bernard St, Winooski, VT was $5,065. The county assessed it at $408,400.

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Assigned schools

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