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TownhouseResidential
$378,076$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $354,425 on Jan 3, 2024

45 CARDINAL CT

ESSEX, MD 21221
4 / 2
Baths
1,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,873 ft²
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$378K
$357K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$354,425 · Jan 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,800 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$311,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$353,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mars Estates Elementary SchoolC-
Elementary · Grades PK–5 · 0.3 mi
M
Stemmers Run Middle SchoolD
Middle · Grades 6–8 · 0.4 mi
H
Kenwood High SchoolD-
High · Grades 9–12 · 0.7 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cardinal Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Essex 21221
  • Costs less per square foot than 65% of homes in Baltimore County
  • Bigger than 77% of homes in Essex 21221
  • Has a smaller lot than 87% of homes in Essex 21221
  • Among the newest homes in Essex 21221

What homes are worth in Essex 21221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$734K

This home is worth more than 74% of homes in Essex 21221.

How it measures up in Essex 21221

The dot is this home. The mark in the middle is the typical home in Essex 21221.

Estimated value$378,076
CheaperTypical $284,698Pricier

Pricier than 74% of homes nearby

Price per ft²$212
CheaperTypical $210Pricier

Pricier than 52% of homes nearby

Living area1,780 ft²
SmallerTypical 1,244 ft²Bigger

Bigger than 77% of homes nearby

Lot size1,873 ft²
SmallerTypical 0.16 acBigger

Bigger than 13% of homes nearby

Year built2023
OlderTypical 1957Newer

Newer than almost all homes nearby

How 45 Cardinal Ct ranks against every home in each area.
MeasureThis homeEssex 21221Baltimore County
Estimated valuepricier than$378,07674% of homes54% of homes
Price per ft²pricier than$21252% of homes35% of homes
Living areabigger than1,780 ft²77% of homes66% of homes
Lot sizebigger than1,873 ft²13% of homes15% of homes
Year builtnewer than2023almost all homesalmost all homes

About 45 Cardinal Ct

How much is 45 Cardinal Ct, Essex, MD worth?

The TopHap Estimate for 45 Cardinal Ct, Essex, MD is $378,076 as of Jul 14, 2026. The likely range is $357,416 to $398,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cardinal Ct, Essex, MD last sell?

45 Cardinal Ct, Essex, MD last sold on Jan 3, 2024 for $354,425, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Cardinal Ct, Essex, MD?

45 Cardinal Ct, Essex, MD has 4 bathrooms, 1,780 square feet of living space and a 0.04-acre lot.

When was 45 Cardinal Ct, Essex, MD built?

45 Cardinal Ct, Essex, MD was built in 2023, making it 3 years old. The building has 3 stories.

What schools serve 45 Cardinal Ct, Essex, MD?

45 Cardinal Ct, Essex, MD is assigned to Mars Estates Elementary School (elementary), rated C-; Stemmers Run Middle School (middle), rated D; Kenwood High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cardinal Ct, Essex, MD compare to other homes in Essex 21221?

Among the 12,677 homes in Essex 21221, it is worth more than 74% of them ($378,076 against a typical $284,698), its price per square foot is higher than 52% of them ($212 against a typical $210), it is bigger than 77% of them (1,780 ft² against a typical 1,244 ft²), its lot is bigger than 13% of them (1,873 ft² against a typical 0.16 ac) and it is newer than almost all of them (2023 against a typical 1957). Measured against all of Baltimore County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cardinal Ct, Essex, MD?

The 2025 property tax bill for 45 Cardinal Ct, Essex, MD was $4,800. The county assessed it at $332,400.

More homes on Cardinal Ct

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More homes in Essex 21221

Assigned schools

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