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Single Family ResidenceResidential
$1,280,734$460 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

45 CERRO ALTO RD

LAMY, NM 87540
3
Beds
2 / 1
Baths
2,782 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.79 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,834 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,371 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,029
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,342
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$227,545
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$703,113

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Fe
Lot (acres)The size of the land the home sits on, from county records.3.79
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
El Dorado Community SchoolA+
Elementary · Grades KG–8 · 4.1 mi
H
Santa Fe High School
High · Grades 9–12 · 12.8 mi

District: Santa Fe Public Schools

Neighborhood · ZIP 87540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,896
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,657
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,278
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cerro Alto Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Lamy 87540
  • Costs more per square foot than 80% of homes in Lamy 87540
  • Bigger than 87% of homes in Santa Fe County
  • Has a bigger lot than 85% of homes in Santa Fe County
  • Newer than 92% of homes in Santa Fe County

What homes are worth in Lamy 87540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$331K$1.9M

This home is worth more than 89% of homes in Lamy 87540.

How it measures up in Lamy 87540

The dot is this home. The mark in the middle is the typical home in Lamy 87540.

Estimated value$1,280,734
CheaperTypical $804,508Pricier

Pricier than 89% of homes nearby

Price per ft²$460
CheaperTypical $364Pricier

Pricier than 80% of homes nearby

Living area2,782 ft²
SmallerTypical 2,150 ft²Bigger

Bigger than 74% of homes nearby

Lot size3.79 ac
SmallerTypical 4.89 acBigger

Bigger than 41% of homes nearby

Year built2006
OlderTypical 1998Newer

Newer than 88% of homes nearby

How 45 Cerro Alto Rd ranks against every home in each area.
MeasureThis homeLamy 87540Santa Fe County
Estimated valuepricier than$1,280,73489% of homes89% of homes
Price per ft²pricier than$46080% of homes80% of homes
Living areabigger than2,782 ft²74% of homes87% of homes
Lot sizebigger than3.79 ac41% of homes85% of homes
Year builtnewer than200688% of homes92% of homes

About 45 Cerro Alto Rd

How much is 45 Cerro Alto Rd, Lamy, NM worth?

The TopHap Estimate for 45 Cerro Alto Rd, Lamy, NM is $1,280,734 as of Sep 24, 2026. The likely range is $1,160,422 to $1,401,046. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cerro Alto Rd, Lamy, NM last sell?

45 Cerro Alto Rd, Lamy, NM last sold on Dec 11, 2025, according to the county's recorded deed.

How big is 45 Cerro Alto Rd, Lamy, NM?

45 Cerro Alto Rd, Lamy, NM has 3 bedrooms, 2 bathrooms, 2,782 square feet of living space and a 3.79-acre lot.

When was 45 Cerro Alto Rd, Lamy, NM built?

45 Cerro Alto Rd, Lamy, NM was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 45 Cerro Alto Rd, Lamy, NM?

45 Cerro Alto Rd, Lamy, NM is assigned to El Dorado Community School (elementary), rated A+; Santa Fe High School (high). All sit in Santa Fe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cerro Alto Rd, Lamy, NM compare to other homes in Lamy 87540?

Among the 716 homes in Lamy 87540, it is worth more than 89% of them ($1,280,734 against a typical $804,508), its price per square foot is higher than 80% of them ($460 against a typical $364), it is bigger than 74% of them (2,782 ft² against a typical 2,150 ft²), its lot is bigger than 41% of them (3.79 ac against a typical 4.89 ac) and it is newer than 88% of them (2006 against a typical 1998). Measured against all of Santa Fe County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cerro Alto Rd, Lamy, NM?

The 2025 property tax bill for 45 Cerro Alto Rd, Lamy, NM was $4,834. The county assessed it at $234,371.

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