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Single Family ResidenceResidential
$1,043,541$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $563,750 on Feb 2, 2017

45 CHAMBERS RD

CREAM RIDGE, NJ 08514
4
Beds
1.5
Baths
2,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$969K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$563,750 · Feb 2, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$960,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$412,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$548,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$905,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$960,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Shed · 160 ft²Patio · 724 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newell Elementary SchoolC
Elementary · Grades PK–4 · 6.0 mi
H
Allentown High SchoolC-
High · Grades 9–12 · 6.2 mi
M
Stonebridge Middle SchoolA
Middle · Grades 5–8 · 7.2 mi

District: Upper Freehold Regional School District

Neighborhood · ZIP 08514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,806
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,819
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Chambers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Cream Ridge 08514
  • Costs more per square foot than 89% of homes in Cream Ridge 08514
  • Bigger than 81% of homes in Monmouth County
  • Has a bigger lot than 95% of homes in Monmouth County
  • Newer than 82% of homes in Monmouth County

What homes are worth in Cream Ridge 08514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$285K$1.6M

This home is worth more than 83% of homes in Cream Ridge 08514.

How it measures up in Cream Ridge 08514

The dot is this home. The mark in the middle is the typical home in Cream Ridge 08514.

Estimated value$1,043,541
CheaperTypical $690,821Pricier

Pricier than 83% of homes nearby

Price per ft²$364
CheaperTypical $308Pricier

Pricier than 89% of homes nearby

Living area2,868 ft²
SmallerTypical 2,256 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.88 ac
SmallerTypical 1.3 acBigger

Bigger than 63% of homes nearby

Year built1998
OlderTypical 1989Newer

Newer than 64% of homes nearby

How 45 Chambers Rd ranks against every home in each area.
MeasureThis homeCream Ridge 08514Monmouth County
Estimated valuepricier than$1,043,54183% of homes74% of homes
Price per ft²pricier than$36489% of homes40% of homes
Living areabigger than2,868 ft²66% of homes81% of homes
Lot sizebigger than1.88 ac63% of homes95% of homes
Year builtnewer than199864% of homes82% of homes

About 45 Chambers Rd

How much is 45 Chambers Rd, Cream Ridge, NJ worth?

The TopHap Estimate for 45 Chambers Rd, Cream Ridge, NJ is $1,043,541 as of Aug 30, 2026. The likely range is $968,938 to $1,118,144. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Chambers Rd, Cream Ridge, NJ last sell?

45 Chambers Rd, Cream Ridge, NJ last sold on Feb 2, 2017 for $563,750, according to the county's recorded deed.

How big is 45 Chambers Rd, Cream Ridge, NJ?

45 Chambers Rd, Cream Ridge, NJ has 4 bedrooms, 1.5 bathrooms and 2,868 square feet of living space.

When was 45 Chambers Rd, Cream Ridge, NJ built?

45 Chambers Rd, Cream Ridge, NJ was built in 1998, making it 28 years old. It is a colonial home. The building has 2 stories.

What schools serve 45 Chambers Rd, Cream Ridge, NJ?

45 Chambers Rd, Cream Ridge, NJ is assigned to Newell Elementary School (elementary), rated C; Allentown High School (high), rated C-; Stonebridge Middle School (middle), rated A. All sit in Upper Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Chambers Rd, Cream Ridge, NJ compare to other homes in Cream Ridge 08514?

Among the 1,282 homes in Cream Ridge 08514, it is worth more than 83% of them ($1,043,541 against a typical $690,821), its price per square foot is higher than 89% of them ($364 against a typical $308), it is bigger than 66% of them (2,868 ft² against a typical 2,256 ft²), its lot is bigger than 63% of them (1.88 ac against a typical 1.3 ac) and it is newer than 64% of them (1998 against a typical 1989). Measured against all of Monmouth County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Chambers Rd, Cream Ridge, NJ?

The 2025 property tax bill for 45 Chambers Rd, Cream Ridge, NJ was $16,728. The county assessed it at $960,800.

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